Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.
Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.

The Benefits & Risks of Peer-to-Peer Payment Apps

Peer-to-peer (P2P) payment apps like Zelle®, Venmo®, Cash App®, and PayPal® have become a routine part of everyday money management. From splitting a dinner bill to paying a babysitter or sending a quick gift, these apps make it easy to move money in just a few taps. That convenience is a [...]

2026-02-18T10:59:03-04:00February 18th, 2026|Categories: Digital Wallet, Education, Fraud Prevention, Kids, Shopping|

12 Days of Holiday Tips

The holiday season is here, and with it comes a wonderful mix of joy, celebration, and time spent with friends and family. It’s the stretch of the year filled with traditions, travel, shopping, and more than a few calendar reminders. But between the excitement and the busy schedules, it's also [...]

Online Shopping: Keep Hackers on the Naughty List

The holiday season is here, and that means sales, deals, and online shopping sprees galore. In search of holiday gifts, millions of shoppers head online to find the perfect gifts at unbeatable prices. But while you’re checking names off your list, cybercriminals are checking theirs too - and they’re hoping to snag your personal [...]

5 Benefits of Using a Holiday Loan During High Inflation

Between the twinkling lights, cheerful music, delicious food, and endless laughs with family and friends, the holiday season is the merriest time of the year. But those ear-to-ear smiles don’t always come cheap. From travel and entertaining to gifts and decorations, the holidays can get pricey. Add in rising inflation and higher prices, and [...]

6 Car Buying Mistakes To Avoid

Consumers tend to have negative feelings toward dealerships. What drives this mindset is that you can negotiate car prices, which leaves car buyers wondering if they really got a good deal. But many members are surprised to learn that you don’t need to be a top negotiator to drive away happy. Most of the [...]

2024-08-07T09:32:15-04:00September 19th, 2024|Categories: Buying a Car, Shopping|Tags: , , |

Use Credit Cards Wisely and Preserve Your Credit

Let’s face it…while credit cards are a great way to build your credit, they can get you into trouble if you’re not careful.  With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, you’re up to your ears in debt. Taking [...]

How to Stop Relying on Credit Cards: Cut Your Credit Card Debt

In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, it’s the [...]

2023-09-15T12:22:16-04:00September 28th, 2023|Categories: Budget, Credit, Shopping|Tags: , , , |

How to Save Money by Planning Meals in Advance

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

Tricks for Doing Halloween on a Budget

Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October holiday. That's up from 65% in 2021, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion [...]

2022-09-27T15:46:52-04:00October 6th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

5 Things You Should Never Buy Used

Buying used items can save you plenty of cash, but there are some things you should never buy used. Let’s take a look at the items that should be purchased new. If you can't afford new, we offer some advice on what to look for. Children’s Furniture Kids treat furniture different than adults. They will [...]

2022-09-15T15:48:37-04:00September 15th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |
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