5 Benefits of Using a Holiday Loan During High Inflation

Between the twinkling lights, cheerful music, delicious food, and endless laughs with family and friends, the holiday season is the merriest time of the year. But those ear-to-ear smiles don’t always come cheap. From travel and entertaining to gifts and decorations, the holidays can get pricey. Add in rising inflation and higher prices, and [...]

Will refinancing my student loans lower my payments?

Will Refinancing My Student Loans Lower My Payments? If you’ve done research to try to lower your monthly student loan payments, you’ve undoubtedly come across the option to refinance them. It may sound like a complicated process, but don’t be intimidated; it’s much simpler than you might think and can potentially save you a [...]

Use Credit Cards Wisely and Preserve Your Credit

Let’s face itâ€Ĥwhile credit cards are a great way to build your credit, they can get you into trouble if you’re not careful.  With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, you’re up to your ears in debt. Taking [...]

The Perks of Overdraft Protection

Balancing mistakes can happen whether you’re living paycheck-to-paycheck or simply managing monthly bills. You get hit with Non-Sufficient Funds (NSF) fees when something hits your account and there isn’t enough money available. The item also doesn’t get paid. This could be a bill you paid or a check you wrote. Many times, whoever you’re [...]

2024-06-10T13:02:43-04:00June 13th, 2024|Categories: Budget|Tags: , , , , |

How to Stop Relying on Credit Cards: Cut Your Credit Card Debt

In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, it’s the [...]

2023-09-15T12:22:16-04:00September 28th, 2023|Categories: Budget, Credit, Shopping|Tags: , , , |

How to Save Money by Planning Meals in Advance

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

Financial Diets vs. Lifestyle Changes – How to Save Money

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

Setting Financial New Year Resolutions as a Couple

As the year comes to an end, people look at the new year as a fresh start. It’s a time to change behaviors and create New Year resolutions with the hope of bettering themselves in the coming year. Consistently, among the top new year resolutions are living healthier, spending more time with family and friends, [...]

2022-12-15T16:17:35-04:00December 29th, 2022|Categories: Budget, Saving Money|Tags: , , , , , |

How to Budget as a Family

Financial education begins at home. Learning how to budget can be a family thing. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? Involve them in the process of creating your family's budget. Budgeting as a family can help you and your [...]

2022-09-27T10:44:31-04:00October 13th, 2022|Categories: Budget|Tags: , , , , , |
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