The 70/30 Tax Refund Compromise

Every year, millions of Americans anxiously await their tax refunds. This money often feels different from a normal paycheck. It can be a significant amount landing in your account in one lump sum. And it carries that subtle “extra money” feeling that makes it easier to justify spending. Many people immediately [...]

Tips to Keep Spring Home Projects Affordable

As spring approaches, many homeowners start eyeing repairs or upgrades that they put off during the winter months. The return of warmer weather and cool breezes tends to inspire a focus on home improvement projects. Whether it’s replacing outdated fixtures, tackling overdue maintenance, or planning a larger renovation, the credit union [...]

8 Financial Tips for Gen Z That Actually Work

For many in Gen Z, money hasn’t felt simple or predictable. You’ve dealt with changing job markets, prices that keep climbing, and advice coming from every corner of the internet – especially social media. It can often feel like everyone else learned something, and somehow you didn’t get the [...]

2026-01-21T14:57:44-04:00January 21st, 2026|Categories: Budget, Credit, Education, Investing, Kids|Tags: , , , , , |

Start the Year with Lower Car Payments

For many of us, we love the car we drive. It gets us where we need to go, hauls and protects what matters most, and feels like an extension of daily life. However, we often don’t feel as passionate about the monthly payment attached to it. Auto loans are among the [...]

Financial Confidence Starts at the Beginning of the New Year

January has always been a month of reflection and a time to start fresh. The holidays pass, routines return, and many of us start thinking about what we want the upcoming year to look and feel like. Financial goals often rise to the top of those lists because money is tied [...]

2025-12-24T11:02:58-04:00December 24th, 2025|Categories: Budget, Credit, Education, Investing, Saving Money|

12 Days of Holiday Tips

The holiday season is here, and with it comes a wonderful mix of joy, celebration, and time spent with friends and family. It’s the stretch of the year filled with traditions, travel, shopping, and more than a few calendar reminders. But between the excitement and the busy schedules, it's also [...]

Online Shopping: Keep Hackers on the Naughty List

The holiday season is here, and that means sales, deals, and online shopping sprees galore. In search of holiday gifts, millions of shoppers head online to find the perfect gifts at unbeatable prices. But while you’re checking names off your list, cybercriminals are checking theirs too - and they’re hoping to snag your personal [...]

5 Benefits of Using a Holiday Loan During High Inflation

Between the twinkling lights, cheerful music, delicious food, and endless laughs with family and friends, the holiday season is the merriest time of the year. But those ear-to-ear smiles don’t always come cheap. From travel and entertaining to gifts and decorations, the holidays can get pricey. Add in rising inflation and higher prices, and [...]

Will refinancing my student loans lower my payments?

Will Refinancing My Student Loans Lower My Payments? If you’ve done research to try to lower your monthly student loan payments, you’ve undoubtedly come across the option to refinance them. It may sound like a complicated process, but don’t be intimidated; it’s much simpler than you might think and can potentially save you a [...]

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