Setting Financial New Year Resolutions as a Couple

As the year comes to an end, people look at the new year as a fresh start. It’s a time to change behaviors and create New Year resolutions with the hope of bettering themselves in the coming year. Consistently, among the top new year resolutions are living healthier, spending more time with family and friends, [...]

2022-12-15T16:17:35-04:00December 29th, 2022|Categories: Budget, Saving Money|Tags: , , , , , |

How to Budget as a Family

Financial education begins at home. Learning how to budget can be a family thing. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? Involve them in the process of creating your family's budget. Budgeting as a family can help you and your [...]

2022-09-27T10:44:31-04:00October 13th, 2022|Categories: Budget|Tags: , , , , , |

Tricks for Doing Halloween on a Budget

Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October holiday. That's up from 65% in 2021, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion [...]

2022-09-27T15:46:52-04:00October 6th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

5 Things You Should Never Buy Used

Buying used items can save you plenty of cash, but there are some things you should never buy used. Let’s take a look at the items that should be purchased new. If you can't afford new, we offer some advice on what to look for. Children’s Furniture Kids treat furniture different than adults. They will [...]

2022-09-15T15:48:37-04:00September 15th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

Credit Cards for College Students: Are they Good or Bad?

When preparing to send your child off to college, one thing that may be on your mind is whether or not your child should have their own credit card. Credit cards for college students have their pros and cons. The reason you’re likely asking yourself this question is that you know credit cards can be [...]

The Snowball Method of Paying Off Debt

The snowball method, founded by Dave Ramsey, a personal finance expert, is a common way of paying off debt. It's a debt-reduction strategy where you prioritize your debt from paying the smallest balance first and work your way to your largest balance. To avoid damaging your credit score and incurring late fees, you make the [...]

2021-08-23T11:45:28-04:00August 23rd, 2021|Categories: Budget|Tags: , , , |

4 Reasons a Holiday Loan is a Better Option This Season

If you’re like most people, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this year’s holiday expenses. However, this can do more damage to your finances in the long run. Not to mention, if you already have outstanding balances on [...]

Spend Less at Christmas by Planning Ahead

How to Spend Less at Christmas by Planning Ahead We know it's not even Halloween yet, but if you make a plan now, you're less likely to overspend and be strapped come January. No one wants to be shocked by the amount of debt they racked up during the holiday season. Seriously, talk about [...]

Making a Budget With the 50/30/20 Method

Making a budget can often seem so complex. The more complicated it seems, the less you're inclined to make the effort. Unfortunately, you need a budget to help keep your spending in check and to ensure progress toward your short and long-term financial goals. If you’re new at creating a budget consider the simplified [...]

2021-02-24T11:32:53-04:00August 5th, 2020|Categories: Budget|Tags: , , , , |
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