May 2022

Lease Buyout – Is it a Good Financial Decision?

2022-05-19T12:54:22-04:00May 26th, 2022|Categories: Auto Loan Cat, Uncategorized|Tags: , , , , , , |

A lease buyout wasn't always the best financial decision. If you listened to the most popular financial gurus, they wouldn't suggest leasing to begin with. But, not everyone can handle a new car payment. There are benefits to leasing a car. However, the newest hot topic is lease buyouts. Is it a good idea to [...]

Is a Zero-Based Budget Right for You?

2022-05-04T13:15:53-04:00May 19th, 2022|Categories: Uncategorized|Tags: , , , , , |

It’s no secret that a budget is one of the best ways to set yourself up for financial success. With a traditional budget, you can see how much money you have and know exactly where your money is going. Once all this information is laid out, it’s much easier to manage your monthly bills and [...]

How to Find College Scholarships

2022-05-04T13:16:34-04:00May 5th, 2022|Categories: Uncategorized|Tags: , , , , , , |

A college degree remains one of the best investments in your future self. It can open doors to new career opportunities and increase your earning potential significantly. However, the cost of higher education today leaves many wondering if it’s worth the investment. This is where college scholarships come in. While college expenses continue to rise, [...]

April 2022

Credit Cards for College Students: Are they Good or Bad?

2022-03-25T10:55:21-04:00April 28th, 2022|Categories: Budget, Credit, Education|Tags: , , , , , , , , , |

When preparing to send your child off to college, one thing that may be on your mind is whether or not your child should have their own credit card. Credit cards for college students have their pros and cons. The reason you’re likely asking yourself this question is that you know credit cards can be [...]

Save Money For Your Child’s Future: Where to Start?

2022-03-24T14:59:08-04:00April 21st, 2022|Categories: Education, Saving Money|Tags: , , , |

When should you start to save money for your child’s future? As soon as they are born. However, the extra expense of having a child may make saving difficult. But, if you put a plan in place, even a small amount each month can add up over the years. Step #1: Open Their Own Account [...]

Fixed vs. Chore-Based Allowance: Which Should You Choose?

2022-03-24T12:00:12-04:00April 14th, 2022|Categories: Education|Tags: , , , , , , |

Every parent knows that feeling. Your child is begging for candy at the checkout line or your teen asks for cash to go out with their friends. Do you give in or make them use their allowance money? While paying an allowance is common, it’s wise to use it as a means to teach responsible [...]

Teaching Teens About Money: The Basics

2022-03-24T12:01:01-04:00April 7th, 2022|Categories: Education, Uncategorized|Tags: , , , , , , , , |

Teaching teens about money in the early years helps them prepare for any financial situation when they are eventually on their own. Many teens go through financial struggles that could have been avoided if they learned early on how to manage their money. Talk about the following topics with your teens so they can develop [...]

March 2022

How to Simplify Large Financial Goals

2022-03-04T12:27:48-04:00March 31st, 2022|Categories: Uncategorized|

Most people have financial goals that they would love to accomplish. Some of these may be smaller, such as going on a weekend getaway. Others may require a more significant and costly commitment. Such as, saving for a down payment on a home or finally paying off that $7,000 credit card balance. The challenge with [...]

Are In-App Purchases Killing Your Budget?

2022-03-03T16:34:19-04:00March 24th, 2022|Categories: Saving Money|Tags: , , , , , |

While there is most likely an app for that, all these in-app purchases could be killing your budget. You will be amazed at the wide range of useful apps available for your home computer, mobile devices, tablets, and more. With so many apps available, it’s important to be selective about which apps you choose and [...]

How to Avoid Paying PMI

2022-03-03T14:41:26-04:00March 17th, 2022|Categories: Mortgages Category|Tags: , , , , , |

Deciding to buy a new home can be very exciting – especially if it’s your first home. Most often, the first question you ask yourself is, “How much can I afford to spend?” While that’s a great question, the answer isn’t always clear-cut when it comes to home loans. You should also figure out how [...]

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