March 2023

How to Save Money by Planning Meals in Advance

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

Traditional or Roth IRA: Which is Right for Me?

2023-03-07T15:35:11-04:00March 16th, 2023|Categories: Retirement, Saving Money|Tags: , , , , , , |

Time is your best friend when it comes to saving for retirement. Ideally, you started putting money into IRA accounts in your early 20’s. The reason is two-fold: 1) it allows ample time for your money to grow and compound over the years, and 2) it’ll provide the greatest tax benefits – a component of [...]

A loan with no credit check and a low rate!

2023-03-07T13:29:10-04:00March 9th, 2023|Categories: Credit, Saving Money, Uncategorized|Tags: , , , , , |

When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]

February 2023

Laddering: A Creative Way for Investing in CDs

2023-02-15T13:25:55-04:00February 23rd, 2023|Categories: Investing, Saving Money|Tags: , , , , , , |

With a multitude of investment options available, one popular option is a certificate account, or CDs. It's an easy way to earn compound interest, especially now that savings rates are rising! What are CDs or Certificate Accounts? A certificate account allows you to invest your money for a specified time period (typically ranging from 1 [...]

Financial Diets vs. Lifestyle Changes – How to Save Money

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

How to Use Your Tax Refund to Build Credit

2023-01-26T16:00:06-04:00February 9th, 2023|Categories: Credit, Education, Uncategorized|Tags: , , , , , , |

It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]

January 2023

Cash Stuffing is the New Envelope System for Budgeting

2022-12-19T16:23:46-04:00January 5th, 2023|Categories: Uncategorized|

Social media influencers make an old-school budgeting plan popular again by doing one thing - rebranding. Instead of calling it the envelope system, the trendy name is now "cash stuffing". There are a slew of short videos on TikTok that show how to take the cash from your paycheck and divide it up into [...]

December 2022

Setting Financial New Year Resolutions as a Couple

2022-12-15T16:17:35-04:00December 29th, 2022|Categories: Budget, Saving Money|Tags: , , , , , |

As the year comes to an end, people look at the new year as a fresh start. It’s a time to change behaviors and create New Year resolutions with the hope of bettering themselves in the coming year. Consistently, among the top new year resolutions are living healthier, spending more time with family and friends, [...]

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