Will Refinancing My Student Loans Lower My Payments? If youâve done research to try to lower your monthly student loan payments, youâve undoubtedly come across the option to refinance them. It may sound like a complicated process, but donât be intimidated; itâs much simpler than you might think and can potentially save you a [...]
Consumers tend to have negative feelings toward dealerships. What drives this mindset is that you can negotiate car prices, which leaves car buyers wondering if they really got a good deal. But many members are surprised to learn that you donât need to be a top negotiator to drive away happy. Most of the [...]
Letâs face itâĤwhile credit cards are a great way to build your credit, they can get you into trouble if youâre not careful. With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, youâre up to your ears in debt. Taking [...]
Your Guide to Estate Planning: Peace of Mind for You & Your Family Your life is a remarkable journey filled with unforgettable moments that define who you are as a person. Amidst the countless shared experiences with friends and family, itâs easy to focus on the here and now. But thereâs a chapter of [...]
In this day and age, itâs very easy to fall into the category of âliving beyond your meansâ, or overspending. With everyone sharing their lives through social media, itâs simple to get caught in the trap of wanting more than you need. Combine this trend with the ease of spending money, especially online, and [...]
A new pet is part of the family. They are amazing companions that bring joy into our lives. It doesnât take them long to work their way into our hearts. However, pets can be expensive. People often underestimate all that it takes to care for their new companion. Preparing for the financial reality of owning [...]
Not all part-time gigs are created equal. Here are some ideas for real people. Before jumping into a new side gig, consider: How many hours you already work How much spare time you have What your long-term financial goals are A Thriving Gig Economy Thereâs a reason the gig economy is thriving:Â Necessity. New research [...]
Balancing mistakes can happen whether youâre living paycheck-to-paycheck or simply managing monthly bills. You get hit with Non-Sufficient Funds (NSF) fees when something hits your account and there isnât enough money available. The item also doesnât get paid. This could be a bill you paid or a check you wrote. Many times, whoever youâre [...]
Colleen Barry will graduate from West Genesee High School and is headed to Le Moyne College in Syracuse, NY! Below are some of her extensive accomplishments and activities throughout her time in high school. High Honor Roll (9-12) Business Honor Society (10-12) National Honor Society (11-12) Unsung Hero (10-12) Coaches Award for Volleyball [...]
By Jean Chatzky with Molly Povich Five things an adulthood-bound college graduate need to understand to get off on the right financial foot. Student loan debt in 2019 reached a new high â $1.5 trillion to be exact. As if that figure werenât eye-popping enough, consider that student debt has eclipsed both credit card debt [...]
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