October 2020

4 Reasons a Holiday Loan is a Better Option This Season

2021-02-24T11:37:15-04:00October 21st, 2020|Categories: Budget, Shopping|Tags: , , , , , , , , |

If you’re like most people, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this year’s holiday expenses. However, this can do more damage to your finances in the long run. Not to mention, if you already have outstanding balances on [...]

Top 7 Refinancing a Car Loan Questions

2021-02-24T10:10:58-04:00October 13th, 2020|Categories: Auto Loan Cat, Uncategorized|Tags: , , , , |

If you're looking at refinancing your auto loan, you'll likely have questions. It is always best to do your research first. We get many questions about auto refinancing at Money FCU. Hopefully, this article will answer some of your auto loan refinancing questions. Here are the top 7 refinance car loan questions we receive. [...]

Is a Pandemic the Best Time to Buy a House?

2021-02-24T11:37:42-04:00October 2nd, 2020|Categories: Uncategorized|Tags: , , , , , , , |

Q: I’ve been planning to buy my first home and I’ve spent years preparing for this purchase. Now that the coronavirus hit, I’m wondering if I should go through with my plans. Is it a good idea to buy a house during a pandemic? Is this really the best time to buy a house? [...]

September 2020

Pre-Qualified vs. Pre-Approved: What Gives You An Advantage When Making an Offer?

2021-02-24T11:37:58-04:00September 15th, 2020|Categories: Uncategorized|Tags: , , , , , , |

If you are looking to buy a house, especially if you're a first-time home buyer, you'll likely hear a lot of jargon you might not be familiar with. Between realtors, appraisers, and lenders, you may feel like you are trying to keep up with a whole new language! Learn what it means to get [...]

Spend Less at Christmas by Planning Ahead

2021-02-24T11:44:10-04:00September 4th, 2020|Categories: Budget, Credit, Uncategorized|Tags: , , , , , , , |

How to Spend Less at Christmas by Planning Ahead We know it's not even Halloween yet, but if you make a plan now, you're less likely to overspend and be strapped come January. No one wants to be shocked by the amount of debt they racked up during the holiday season. Seriously, talk about [...]

August 2020

Planning for Retirement in an Uncertain World

2021-02-24T11:52:59-04:00August 26th, 2020|Categories: Uncategorized|Tags: , , , |

COVID-19 certainly threw many retirement plans for a loop. It’s not just the pandemic, but the financial uncertainty left in its wake that has many people rethinking their retirement goals and restarting planning for retirement. Suppose you’re planning to retire within the next ten years, or at least you were before the pandemic struck. [...]

Making a Budget With the 50/30/20 Method

2021-02-24T11:32:53-04:00August 5th, 2020|Categories: Budget|Tags: , , , , |

Making a budget can often seem so complex. The more complicated it seems, the less you're inclined to make the effort. Unfortunately, you need a budget to help keep your spending in check and to ensure progress toward your short and long-term financial goals. If you’re new at creating a budget consider the simplified [...]

July 2020

Why an 84 Month Auto Loan is a Bad Idea

2021-02-18T10:39:04-04:00July 15th, 2020|Categories: Auto Loan Cat|Tags: , , , , , , |

Long-term auto loans are just one method finance companies and auto dealerships use to lower your monthly payments. Typically, the longer the term, the lower your monthly payments. Unfortunately, an 84 month auto loan ties you to a single car for at least seven years, and costs far more than you would have otherwise [...]

Meet Money FCU’s 2020 Scholarship Winners!

2021-02-17T10:23:21-04:00July 13th, 2020|Categories: Uncategorized|

2020 has been anything but normal for high school seniors. They adapted to distance learning, accepted substitute graduation ceremonies, missed iconic high school events, and planned for college when planning for an unknown future seemed impossible. With all of the obstacles this year presented, these bright, talented students persevered and are now excitedly looking [...]

How to Save Money so You’re Prepared for the Unknown

2021-02-24T11:33:48-04:00July 10th, 2020|Categories: Saving Money|Tags: , , , , , |

The future is always uncertain. Perhaps now a little more than usual. Many people are facing more questions than ever before about their future related to their health, finances, jobs, and businesses. We understand this is unsettling. Here are some quick tips on how to save money, pay off debt, and get yourself in [...]

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