How Long Do Negative Marks Stay on a Credit Report?

It’s no secret an excellent credit score comes with many financial perks. It can help you qualify for the loans you need and pay less interest on the funds you borrow. Good credit also makes renting an apartment easier and can even earn you discounts on your car insurance. However, how much do negative marks [...]

Buy Now, Pay Later: Is There a Catch?

The ability to buy a product or service now and pay for it over time is nothing new. It's the same concept that made credit cards one of today's most popular forms of payment. Yet, everywhere you look lately, from grocery stores to online retailers, there is a “new” way to pay: Buy Now, [...]

2022-06-02T12:52:59-04:00June 2nd, 2022|Categories: Education|Tags: , , , |

Why Personal Loans are Better than Credit Cards

Whether you’re making everyday purchases, such as groceries or gas, or unexpected ones, such as car repairs – you’re probably used to using your credit card. Just a quick swipe of your card and you’re on your way. But is a credit card always the best option? Don't ignore personal loans for those unplanned [...]

2021-10-20T11:50:32-04:00October 29th, 2021|Categories: Uncategorized|Tags: , , , |

7 Steps to Get Out of Debt

Debt is a common factor in modern life. This can be good or bad, depending on your financial situation and personal goals. Each person or family needs to decide the level of financial risk that they want to have or can manage. If you feel like you're drowning, it might be time to get [...]

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