Spring Clean Your Credit Score!

Your credit score is a number you need to know. This score is a numerical representation of your ability to pay your bills and maintain good credit use. Lenders of all types, some employers, insurance companies, and others use this score to determine how trustworthy and reliable you are. It pays to do your best [...]

5 Ways to Prevent Child Identity Theft

You might think that children with no digital presence or credit are safe from scammers. Sadly, you’d be wrong. According to a study from Javelin Strategy and Research, last year, more than a million children were victims of child identity theft. A vast majority of the victims were under eight years old. What makes this [...]

A loan with no credit check and a low rate!

When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]

How to Use Your Tax Refund to Build Credit

It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]

Your Guide to a Credit Freeze

How to Freeze and Unfreeze Your Credit You've likely heard about something called a credit freeze in the last few years. Essentially, it’s a way to lock your credit report so that no one can access it. That means legitimate creditors and fraudsters alike. While putting your credit on ice has been free under federal [...]

How Long Do Negative Marks Stay on a Credit Report?

It’s no secret an excellent credit score comes with many financial perks. It can help you qualify for the loans you need and pay less interest on the funds you borrow. Good credit also makes renting an apartment easier and can even earn you discounts on your car insurance. However, how much do negative marks [...]

Credit Cards for College Students: Are they Good or Bad?

When preparing to send your child off to college, one thing that may be on your mind is whether or not your child should have their own credit card. Credit cards for college students have their pros and cons. The reason you’re likely asking yourself this question is that you know credit cards can be [...]

Rewards Credit Cards: Are They Worth It?

Just about everywhere you go someone is offering rewards credit cards. From your favorite stores, hotels, and airlines to gas stations and even amusement parks. Not to mention the countless commercials on TV promising the most cash-back or highest reward points. So how do you know if rewards credit cards are actually a good deal? [...]

How to Get the Best Deals on New Cars

The time has come! You’ve saved for your down-payment. You’ve triple-checked your finances and know your available monthly budget. You even found the perfect car online. Excitement is in the air, along with that new-car smell. And…you’re walking into a trap! Here are some tips on how to get the best deals on a new [...]

2021-07-09T10:58:20-04:00July 8th, 2021|Categories: Auto Loan Cat, Auto Loans, Credit|Tags: , , , , |

Spend Less at Christmas by Planning Ahead

How to Spend Less at Christmas by Planning Ahead We know it's not even Halloween yet, but if you make a plan now, you're less likely to overspend and be strapped come January. No one wants to be shocked by the amount of debt they racked up during the holiday season. Seriously, talk about [...]

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