Financial Diets vs. Lifestyle Changes – How to Save Money

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

Personal Loans vs. Lines of Credit

Whether it’s a summer vacation, unplanned expense, or extra funds to bridge the gap between paydays, credit cards seem to be the popular choice, given their convenience. However, personal loans are often the better choice in terms of affordability. Personal loans (also called signature loans) typically charge lower interest rates than credit cards. They also [...]

Credit Cards for College Students: Are they Good or Bad?

When preparing to send your child off to college, one thing that may be on your mind is whether or not your child should have their own credit card. Credit cards for college students have their pros and cons. The reason you’re likely asking yourself this question is that you know credit cards can be [...]

Rewards Credit Cards: Are They Worth It?

Just about everywhere you go someone is offering rewards credit cards. From your favorite stores, hotels, and airlines to gas stations and even amusement parks. Not to mention the countless commercials on TV promising the most cash-back or highest reward points. So how do you know if rewards credit cards are actually a good deal? [...]

Why Personal Loans are Better than Credit Cards

Whether you’re making everyday purchases, such as groceries or gas, or unexpected ones, such as car repairs – you’re probably used to using your credit card. Just a quick swipe of your card and you’re on your way. But is a credit card always the best option? Don't ignore personal loans for those unplanned [...]

2021-10-20T11:50:32-04:00October 29th, 2021|Categories: Uncategorized|Tags: , , , |

4 Reasons a Holiday Loan is a Better Option This Season

If you’re like most people, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this year’s holiday expenses. However, this can do more damage to your finances in the long run. Not to mention, if you already have outstanding balances on [...]

Spend Less at Christmas by Planning Ahead

How to Spend Less at Christmas by Planning Ahead We know it's not even Halloween yet, but if you make a plan now, you're less likely to overspend and be strapped come January. No one wants to be shocked by the amount of debt they racked up during the holiday season. Seriously, talk about [...]

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