Your credit score is a number you need to know. This score is a numerical representation of your ability to pay your bills and maintain good credit use. Lenders of all types, some employers, insurance companies, and others use this score to determine how trustworthy and reliable you are. It pays to do your best [...]
It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]
The holiday season presents a prime opportunity for identity thieves to steal personal financial information. Why? Because people are busy, they're shopping a lot, and it's a prime opportunity to prey on that. According to the IRS, besides stealing money, criminals can even use your stolen information to file fraudulent tax returns. Typically, scammers [...]
The Fed raised interest rates again at the beginning of November, which means loan rates will increase along with it. While you might be earning more on your savings account, you'll also pay more when you borrow money. So, if you're planning to buy a car or do a lease buyout in the next 90 [...]
What is Typosquatting? The newest cybercrime to watch out for is typosquatting. It's also called URL hijacking. It's when hackers buy domain names that are just slightly misspelled from their real counterparts. Fraudsters build a completely fake website under the domain name they bought, tricking unsuspecting visitors into giving up sensitive information. Visitors end up [...]
Rising interest rates can mean different things for borrowers and savers. Right now, it's leaning in favor of people who want to save money. So, what's the reason behind the federal rate increases? Also, how will it affect your wallet? What's the purpose of federal rate increases? While the Federal Reserve already raised rates three [...]
We live in a world where loans can help us afford things we need without paying for them up front. People get mortgages to purchase their first home, car loans, personal loans, and credit cards. But what do lenders actually look at when you get a loan? What determines if you're approved or denied? [...]
How to Freeze and Unfreeze Your Credit You've likely heard about something called a credit freeze in the last few years. Essentially, it’s a way to lock your credit report so that no one can access it. That means legitimate creditors and fraudsters alike. While putting your credit on ice has been free under federal [...]
As an adult, a significant part of managing your finances is preparing for the future. In the short term, that may include putting money aside in an emergency fund for unplanned expenses. Long-term, actively saving in retirement accounts helps to ensure you’ll be ready for your golden years. Some people overlook naming a beneficiary. [...]
The ability to buy a product or service now and pay for it over time is nothing new. It's the same concept that made credit cards one of today's most popular forms of payment. Yet, everywhere you look lately, from grocery stores to online retailers, there is a “new” way to pay: Buy Now, [...]
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Phone: (315) 671-4000
Text Us: (315) 671-4000
Fax: (315) 671-4030
[email protected]
Lost or Stolen VISA Credit Card?
Consumer (Personal) Credit Cards
1-800-558-3424
Business Credit Cards
1-866-552-8855
**The Supervisory Committee DOES NOT handle member accounts or inquiries.**
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To contact Money Federal Credit Union’s Supervisory Committee, email [email protected].
To obtain the Supervisory Committee’s mailing address, please call the Credit Union at (315) 671-4000.
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E-Gift card is emailed directly to your recipient when we process your order
They can use it online anywhere VISA is accepted (cards cannot be used in person at physical stores)
$2 fee per card – lower than most physical gift cards!
Complete one form per recipient
Use their MOBILE number as this is needed during the card activation process
