The 70/30 Tax Refund Compromise

Every year, millions of Americans anxiously await their tax refunds. This money often feels different from a normal paycheck. It can be a significant amount landing in your account in one lump sum. And it carries that subtle “extra money” feeling that makes it easier to justify spending. Many people immediately [...]

Start the Year with Lower Car Payments

For many of us, we love the car we drive. It gets us where we need to go, hauls and protects what matters most, and feels like an extension of daily life. However, we often don’t feel as passionate about the monthly payment attached to it. Auto loans are among the [...]

12 Days of Holiday Tips

The holiday season is here, and with it comes a wonderful mix of joy, celebration, and time spent with friends and family. It’s the stretch of the year filled with traditions, travel, shopping, and more than a few calendar reminders. But between the excitement and the busy schedules, it's also [...]

Use Credit Cards Wisely and Preserve Your Credit

Let’s face it…while credit cards are a great way to build your credit, they can get you into trouble if you’re not careful.  With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, you’re up to your ears in debt. Taking [...]

8 Side Hustles to Earn Extra Cash

We’ve always stressed how important an emergency fund is to your finances. If you don’t have six months of expenses saved, you could be in trouble if something unforeseen happens, like losing your job or you experience a major medical event. If you’re falling short of that savings goal, it might be time to consider [...]

2023-12-13T13:17:13-04:00December 21st, 2023|Categories: Saving Money|Tags: , , , , |

Traditional or Roth IRA: Which is Right for Me?

Time is your best friend when it comes to saving for retirement. Ideally, you started putting money into IRA accounts in your early 20’s. The reason is two-fold: 1) it allows ample time for your money to grow and compound over the years, and 2) it’ll provide the greatest tax benefits – a component of [...]

Financial Diets vs. Lifestyle Changes – How to Save Money

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

How to Budget as a Family

Financial education begins at home. Learning how to budget can be a family thing. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? Involve them in the process of creating your family's budget. Budgeting as a family can help you and your [...]

2022-09-27T10:44:31-04:00October 13th, 2022|Categories: Budget|Tags: , , , , , |
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