We will be closed Monday, October 14th in observance of Indigenous Peoples' Day. We will resume our normal hours on Tuesday, October 15th.
We will be closed Monday, October 14th in observance of Indigenous Peoples' Day. We will resume our normal hours on Tuesday, October 15th.

Use Credit Cards Wisely and Preserve Your Credit

Let’s face itâ€Ĥwhile credit cards are a great way to build your credit, they can get you into trouble if you’re not careful.  With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, you’re up to your ears in debt. Taking [...]

Unleash the Power of Your Home’s Equity

Do you ever feel trapped by your finances? Maybe you have several big home improvement projects, like you need new flooring or your air conditioning is on its last legs. Perhaps, you opened your mailbox to find unexpected medical bills. All of these expenses can add up quickly. Luckily, if you’re a homeowner, you [...]

How to Stop Relying on Credit Cards: Cut Your Credit Card Debt

In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, it’s the [...]

2023-09-15T12:22:16-04:00September 28th, 2023|Categories: Budget, Credit, Shopping|Tags: , , , |

Is a Zero-Based Budget Right for You?

It’s no secret that a budget is one of the best ways to set yourself up for financial success. With a traditional budget, you can see how much money you have and know exactly where your money is going. Once all this information is laid out, it’s much easier to manage your monthly bills and [...]

Home Values are Up. So is Your Equity. Is Now the Time for a Home Equity Loan?

As home values steadily rise throughout the country, homeowners are in a position to reap substantial benefits. If selling your home is your goal, you will likely realize considerable gains. However, if you plan to stay in your home, you’re still able to improve your financial standing significantly. Read on as we explain equity and [...]

The Snowball Method of Paying Off Debt

The snowball method, founded by Dave Ramsey, a personal finance expert, is a common way of paying off debt. It's a debt-reduction strategy where you prioritize your debt from paying the smallest balance first and work your way to your largest balance. To avoid damaging your credit score and incurring late fees, you make the [...]

2021-08-23T11:45:28-04:00August 23rd, 2021|Categories: Budget|Tags: , , , |
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