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Members only sale! Keep your vaccine card safe with a vaccine card holder - get yours for just $1!

What Could Affect Getting a Mortgage Approval?

Buying a home is the American dream. And, if you’re like most, you’ll probably have to obtain a home loan to make that dream come true. However, many factors can affect your mortgage approval. Here is a list of some reasons your loan may not be approved.  Credit History Your credit history is perhaps [...]

2021-10-01T15:16:55-04:00October 1st, 2021|Categories: Uncategorized|

Home Warranty Scam Letters

We were notified that some of our members received a letter similar to this sample. It urges you to purchase or update a home warranty before it expires. You can see at the bottom of the letter that it states they are not affiliated with your mortgage holder. This may be a home warranty scam. [...]

Meet Our 2021 College Scholarship Winners

Jillian Howe graduated from Paul V Moore High School and is headed to the United States Air Force Academy! Below are some of her amazing accomplishments throughout her time in high school. 1st chair in band (10-12) Field band Honor Roll (9-12) NYSBDA Honors Band All-state and all-county band festivals Instrumental Music Award [...]

2021-08-10T12:07:49-04:00August 10th, 2021|Categories: Uncategorized|Tags: , , , , |

The Best Consumer Loans Guide 2021

Consumer loans are any loan type given to the consumer by a creditor, either an unsecured or secured loan. That means that there are multiple types of loans that fall under the consumer loan umbrella. In this article, we will break down some of the most common consumer loans and look at their assets. [...]

Car Dealership Tricks to Avoid

Walking into a car dealership can sometimes feel like diving into shark-infested waters. You never know when a dealer will “bite” with crafty sales tactics that get you to sign on the dotted line. Understanding many of these car dealership tricks will help you make a smart decision the next time you need a new [...]

Top 7 Refinancing a Car Loan Questions

If you're looking at refinancing your auto loan, you'll likely have questions. It is always best to do your research first. We get many questions about auto refinancing at Money FCU. Hopefully, this article will answer some of your auto loan refinancing questions. Here are the top 7 refinance car loan questions we receive. [...]

Is a Pandemic the Best Time to Buy a House?

Q: I’ve been planning to buy my first home and I’ve spent years preparing for this purchase. Now that the coronavirus hit, I’m wondering if I should go through with my plans. Is it a good idea to buy a house during a pandemic? Is this really the best time to buy a house? [...]

2021-02-24T11:37:42-04:00October 2nd, 2020|Categories: Uncategorized|Tags: , , , , , , , |

Pre-Qualified vs. Pre-Approved: What Gives You An Advantage When Making an Offer?

If you are looking to buy a house, especially if you're a first-time home buyer, you'll likely hear a lot of jargon you might not be familiar with. Between realtors, appraisers, and lenders, you may feel like you are trying to keep up with a whole new language! Learn what it means to get [...]

2021-02-24T11:37:58-04:00September 15th, 2020|Categories: Uncategorized|Tags: , , , , , , |

Spend Less at Christmas by Planning Ahead

How to Spend Less at Christmas by Planning Ahead We know it's not even Halloween yet, but if you make a plan now, you're less likely to overspend and be strapped come January. No one wants to be shocked by the amount of debt they racked up during the holiday season. Seriously, talk about [...]

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