Tips on Preparing for Home Improvements

Your home is more than just a house. It’s where you create memories with your family, entertain friends, and relax after a hard day at work. As time passes, you want your home to keep up with your changing life and style. Home improvements are a great way to add value to your home and [...]

2023-06-01T11:32:05-04:00June 1st, 2023|Categories: Uncategorized|

Spring Clean Your Credit Score!

Your credit score is a number you need to know. This score is a numerical representation of your ability to pay your bills and maintain good credit use. Lenders of all types, some employers, insurance companies, and others use this score to determine how trustworthy and reliable you are. It pays to do your best [...]

8 Easy Ways to Teach Kids About Money

Teaching kids about money should start as early as possible. Responsible money management is a vital skill they will need throughout their lives. However, the subject isn’t always the most entertaining, especially for younger children. Many find it dull or have difficulty understanding the concepts. Fortunately, there are many fun and engaging ways to [...]

2023-04-20T11:29:52-04:00April 20th, 2023|Categories: Uncategorized|

Teaching Kids About Money and Delayed Gratification

The world today revolves around instant gratification. We want everything right now. And, thanks to businesses across various industries, that's possible. Credit cards and Buy Now Pay Later programs give you instant access to money. Computers and smartphones answer just about any question you could imagine, instantly. Everything from expedited college degrees to promises of [...]

2023-04-06T11:39:02-04:00April 6th, 2023|Categories: Uncategorized|

A loan with no credit check and a low rate!

When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]

How to Use Your Tax Refund to Build Credit

It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]

Cash Stuffing is the New Envelope System for Budgeting

Social media influencers make an old-school budgeting plan popular again by doing one thing - rebranding. Instead of calling it the envelope system, the trendy name is now "cash stuffing". There are a slew of short videos on TikTok that show how to take the cash from your paycheck and divide it up into [...]

2022-12-19T16:23:46-04:00January 5th, 2023|Categories: Uncategorized|

Scams to Watch For During the Holidays

The holiday season presents a prime opportunity for identity thieves to steal personal financial information. Why? Because people are busy, they're shopping a lot, and it's a prime opportunity to prey on that. According to the IRS, besides stealing money, criminals can even use your stolen information to file fraudulent tax returns. Typically, scammers [...]

Advice on a Lease Buyout with Rising Rates

The Fed raised interest rates again at the beginning of November, which means loan rates will increase along with it. While you might be earning more on your savings account, you'll also pay more when you borrow money. So, if you're planning to buy a car or do a lease buyout in the next 90 [...]

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