Whether it’s a summer vacation, unplanned expense, or extra funds to bridge the gap between paydays, credit cards seem to be the popular choice, given their convenience. However, personal loans are often the better choice in terms of affordability. Personal loans (also called signature loans) typically charge lower interest rates than credit cards. They also [...]
| M – F | 9:00am – 4:00pm |
Phone: (315) 671-4000
Text Us: (315) 671-4000
Fax: (315) 671-4030
[email protected]
Lost or Stolen VISA Credit Card?
Consumer (Personal) Credit Cards
1-800-558-3424
Business Credit Cards
1-866-552-8855
**The Supervisory Committee DOES NOT handle member accounts or inquiries.**
Do not email:
To contact Money Federal Credit Union’s Supervisory Committee, email [email protected]
To obtain the Supervisory Committee’s mailing address, please call the Credit Union at (315) 671-4000.
Fee Schedule: Effective 8/1/2021
| Abandoned Property Processing Fee | $100 |
| Account Research (unless credit union error) | $25/hour |
| ACH Revocation | $30 |
| Cash Advance | 3% of transaction amount (minimum $3) |
| Checks | cost of checks + shipping |
| Check Copy (posted within 12 months) | $2/item |
| Check Copy (posted 13 + months ago) | $5/item |
| Deposited Check Return | $30/item |
| Foreign Check Collection | at cost |
| Invalid Address/Returned Mail | $10 |
| IRA Administration | $20 annually per IRA type |
| Legal Processing (garnishment, levy, restraint) | $100 |
| Lost Debit Card (after 1st occurrence) | $10 per occurrence |
| Non-Sufficient Funds – Check or Electronic | $30/item |
| Official Check (if not payable to account holder) | $1/check |
| Replacement Debit Card Rush (3-Day Delivery) | $65 |
| Statement Copy | $5/statement |
| Stop Payment – Check or Electronic | $30/item or series |
| VISA Gift Card – Physical | $3/each |
| VISA Gift Card – E-Gift Card | $2/each |
| Wire Transfer Domestic Outgoing | $20 |
| Wire Transfer International Outgoing | $45 |
| Wire Transfer Recurring Outgoing | $12 |
| Account Closed for Abuse | $10 |
| Inactive Account (after 1 year) | $5/month |
| Late Payment | $30 |
| Lost Debit Card (after 1st occurrence) | $10 |
| Replacement Card Rush Order | $65 |
External Link Disclosure – By accessing the link below you will be leaving the Credit Union web site and entering a web site hosted by another party. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
E-Gift card is emailed directly to your recipient when we process your order
They can use it online anywhere VISA is accepted (cards cannot be used in person at physical stores)
$2 fee per card – lower than most physical gift cards!
Complete one form per recipient
Use their MOBILE number as this is needed during the card activation process
