Credit Union Perks
You make us extraordinary, and we want to reward you for it. Offering rewards, perks, and valuable discounts help you enjoy the community and savings. Rewards are our way to say thank you for joining our credit union family.

What are credit union perks?
Credit union perks are exclusive discounts on everyday purchases, events, travel expenses, and more. Being a member also means you get access to special perks and programs that the general public cannot take advantage of.

How do I access the perks?
The best part of our credit union is that you automatically qualify for perks on account opening. There is no additional paperwork, waiting period, or earning rewards points over time. You can begin saving with numerous valuable discounts the moment you open the account. Our program is not a reward point program where you need to earn points to use. We love our plan because once you become a member, all the rewards program discounts and special offer deals are yours to use. Use as often and as many as you choose. Our perks are just one way to thank our credit union members for choosing Money Federal Credit Union.
What credit union perks does Money FCU offer?
Checking your credit and getting your credit score has never been easier! Access My Credit, powered by SavvyMoney, when you log into your mobile or online banking account. Maintaining healthy credit is important to financial wellness, so we’re offering this service FREE to Money FCU members.
In the mobile app: From the hamburger menu (the three lines), click “My Credit Score & Report”
In our full online banking site (logging in from a computer): Look for the credit score box on the Accounts page and click “Show My Score”
A fantastic benefit for our members is free financial coaching and credit review. Our financial coaches will sit down and help you make a plan to take back control over your debt and move forward. There are many reasons to speak to a financial coach. Whether you’re considering a loan, have poor credit you want to clean up, or need help making a budget, our coaches are here to help.
We make buying and selling back foreign currency easy! We can order the currency you need and have it delivered to the Credit Union within 1-2 business days. We can also take it back to exchange for U.S. currency. Contact us at least 5 business days ahead of your travel dates to ensure there is enough time to process your request.
We can order almost any currency, including the most popular:
- Canadian Dollar (CAD)
- Euros (EUR)
- Yen (JPY)
- Pesos (MXN)
- Pounds (GBP)
- Many more!
*Foreign currency can only be picked up or dropped off to exchange at our downtown Syracuse, NY location. It cannot be delivered to a home address or shipped back to us.
Love My Credit Union rewards are exclusive discounts from national retailers offered to credit union members. They are constantly being updated, so check back to see if you could save money!
- Convenient and Flexible Purchasing Power – accepted at millions of locations worldwide
- Mobile purchasing capability for added convenience
- Zero Fraud Liability* – you won’t be liable for fraudulent purchases when your card is lost or stolen
- Cardmember Service available 24 hours a day/365 days per year
- Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.
See the hottest movie out this year and for less than the person in the seat next to you. Being a credit union member comes with perks and, in this case – discount movie tickets. Enjoy this special offer when that movie you’ve been waiting to see finally comes to the theaters. You can purchase discount tickets from our main branch in downtown Syracuse.
We’re a credit union that truly cares about its members and everyone in the community. We extend a membership discount for defensive driving course. This special offer is because getting home safely to our loved ones is everyone’s priority.
Our members pay $0 for licensed professional notary services. Just bring your photo ID and see any one of our friendly notary publics.
Our festive physical gift cards are great for any occasion! They can be used anywhere Visa is accepted, online or in stores (exceptions are gas purchases, hotels, and car rentals) and are available for purchase in amounts from $10-$1,000.
Your member number and a valid photo ID allows you to make transactions at these locations. Use our ATM and Branch Locator on our website or in the mobile app to find a convenient branch near you!
*You cannot open new accounts at these locations. Access at these branches is for existing accounts only.

The Credit Union is where I got my start and has always taken good care of me despite moving 10 different times.

You guys are always so friendly when I call, I love calling all of you because you’re always so upbeat and nice!

I started banking with you in 2000, almost 19 years ago. Best bank ever, I moved to CA and you made banking easy when doing electronic banking wasn’t really popular yet.

Everything, anything you guys do with me is done 200%. I KNOW that you’ve got my back. Thank you for this, and for everything you help me with. I truly appreciate it.

I commend your staff; they are always very pleasant and willing to assist my needs. Customer Service is very important to me and the credit union definitely shines in this area.

This is by far the best credit union, you guys are so good, you’re always on top of everything and you make me feel like my account is safe.

I do not say it often enough, but you have great staff! Nothing is ever a problem, they are terrific! Amy just helped me out big time and Debbie is always my #1 at the credit union.

I just wanted you to know that it is so nice to get a real person when I call in instead of an automated machine. I really appreciate it.

I just LOVE all of you there. People ask me why I use a credit union in Syracuse and I tell them you can’t beat the customer service!

Thank you for watching for fraudulent activity so diligently. Not only do you notify me when there is suspicious activity, but you are quick to help recover the money.

I’ve been in Charlotte for 7 seven years and I will not change banks because of this type of customer service.

Thank you MFCU for all the work you do and for really treating your customers like family.

I have to say it again – our credit union is absolutely the best! Hands down, no one else even comes close to the exceptional customer service and knowledge that you receive at Money FCU.

I told the car dealer I am sure that I want use Money for financing. The difference is only $7.00 per month. You have the very best customer service of any financial institution that I have worked with. Your customer service is worth every penny of the $7 per month and then some!

Each representative takes a special interest in any request made, with coordinating efforts by everyone. At a time when I was in transition, MFCU gave attention to what I needed to continue with them, now over 40 years.

I have been a member since 1987 and would NEVER, NEVER, EVER leave Money FCU under ANY circumstances!!

I wanted to let you know how much I love having Money instead of Chase! You guys have all been amazing since I have opened my account and I am so happy that I switched!!

I just love Debbie. She’s my hero!

As we are wrapping details around our third vehicle loan inside of a year or so, I just want to say thank you again. Your customer service is off the charts, and you are a pleasure to deal with.

Thank you to all of you! You girls are so wonderful! I love my credit union.

I thought I would take this opportunity to share with you what phenomenal employees you have. We couldn’t be happier to be blessed enough to have found MONEY FCU, and all that this bank encompasses.

I moved everything out of M & T Bank to you because of the service I receive. I just love you guys!

MONEY Federal Credit Union is people – a great group of people – who leave no doubt that while they are helping me, I am the most important thing going on that day.

I am not sure who is working their magic, but without it my wife and I wouldn’t be able to purchase this house we fell in love with in a neighborhood we fell in love with. I truly appreciate everything Money Federal Credit Union does for my family!

YOU ROCK!!

I have been a member since around 1992 or so and, even though I no longer work at Mutual of New York I have had nothing but excellent service from EVERYONE and I will never stray.

When you walk in the door you are always welcomed with a smile and happy greetings. Nothing is ever hard to do. When I need a loan it’s done and ready for me and I don’t even have to do anything! Just come in and sign!

You guys are the greatest. So professional and up to date with technology!

I have been banking with MFCU since I was 17 years old. I left NY and banked with other companies but I came back to MFCU. I am so happy that I did!! Your staff has always been so helpful. I just figured you would want to know that your staff is great and they deserve an extra day off :)

You guys haven’t changed a bit since I opened my account in 1987! You are all still so nice to deal with and I’m glad the changing times hasn’t hardened you into being unappreciative of your members. I now live in NJ and you are the best Credit Union I have ever had the pleasure of doing business with!

I remember when I joined the CU in 1980 and you were located in a closet upstairs, and you would write the number of members and the percentage rate on a chalk board on the wall.

I just wanted to let you know that your staff has been so helpful since the move out of the building. The staff is always quick and kind. You said that a Credit Union is much like a Bank…I would say that the Credit Union is much better than a bank. I appreciate you guys!!

I just wanted to let you know how awesome you are! I tell anyone who’ll listen about the GREAT customer service I get from the MONEY FCU. With commercial banks becoming less and less friendly and helpful and more and more costly, you guys are the best thing around!

I just went through one of the most painless processes getting a home improvement loan. I couldn’t believe how quick and smoothly everything went. I was quite impressed at the level of service. A special thank you also goes out to Debbie for her efficiency and for being so easy to work with!

I love you guys, one call and it’s done. Love, love, love you all.

I just went through the process of taking out a car loan. If it weren’t for Melissa, I wouldn’t have been able to get things done. I wasn’t sure about what to do for so many things, but Melissa did! She was always there for me, quick, soooooo much help. Lucky for me I was smart enough to join your credit union years ago.

I am so grateful to have such kind and helpful people to work with on my banking needs.

When our office moved I decided to keep my account with you because I don’t mind the 10 minute drive downtown to deal with you guys because you’re always so helpful and friendly.
I’m ready to join the credit union family and get rewarded!
Great, let’s get you started! Want to learn more about any of our services before opening an account? Call (315) 671-4000 or chat with our friendly agents. We are ready to answer any of your banking questions.



