Best Credit Unions Near Me

Are you thinking what are the best credit unions near me? Are you moving and need a bank or credit union in Syracuse? Look no further. We’re a local credit union located in the heart of Syracuse, NY. We’re proud to be a credit union that works for its members. As a credit union you can trust, we opened our doors in 1976 and continue to grow each year.

best credit unions near me - Where you belong

A little about your local Syracuse credit union.

We’re a family here. Not just our team, but all of our members are part of our credit union family. We’re proud of the fact that we’re not the largest credit union in Syracuse, but that our members think we’re the best. We believe that everyone should feel welcome in this familyWe believe that no matter where you come from or your current situation, it doesn’t dictate where you’re going. We want to be there for our members, our family, every step of the way.

We believe in every credit union member. Money Federal Credit Union is not-for-profit, which means any money we make is put back into the community we live in. We work for our members, not stockholders, making this a better place to bank.

We also have strong convictions on how we treat our members and are committed to delivering the courtesy and respect they deserve. Everyone on our team has a passion for taking care of our members; our family.

Family isn’t always determined by your last name. It’s the people who want you to succeed; the ones who accept you for who you are. This is your credit union family. It’s where you belong.

Who is eligible to open an account?

The membership requirement is quite simple. We work with people from our local regions of Onondaga, Oswego, Cayuga, or Madison County. So, to be eligible for membership, you must live, work, or attend school within our local areas. Plus, the immediate family of a current Money FCU credit union member is automatically eligible. For local businesses, membership requirement includes a company or other legal entity located within the counties mentioned above.

Best credit unions near me - Who’s eligible
best credit unions near me - Join CU family

Join the credit union family.

Please stop into our Downtown Syracuse Money FCU main office to open an account or open it online. There is only a $5 minimum deposit to open a bank account. So, open an account online to begin your journey to achieving your financial goals! Start getting higher savings rates, lower loan rates, and better service. Join the credit union that people are happy to belong to – Money FCU!

Money Federal Credit Union Founded in 1976

Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources, not making profits and pleasing shareholders. Federally insured credit unions began as an alternative to commercial banks or a private lender’s high costs. Being federally insured means your funds are protected and backed by the federal government, the same as with any big bank. The NCUA insures credit union assets and funds, whereas the FDIC insures banks. Money FCU grew to service members worldwide and currently has members in almost all 50 states. Once you’re a member, you’re always a member because your account stays with you for life, even if you move away.

Building relationships through excellent customer service.

Superior customer service is a strength. Caring about our members begins with listening to their specific needs. Therefore, when you contact us, you’ll regularly speak with a live person. One of our friendly team members is always waiting to assist you. Whether through lobby access, via phone, or live chat, you can reach a live representative ready to help. We want our members to get the down-home neighborly feeling of smaller credit unions but provide you with the largest credit union’s financial services. The best banking is right here in the heart of Syracuse, NY.

Credit Union Vs. Bank – What is a credit union?

Credit unions are not-for-profit financial institutions. Banks are for-profit and have trustees and shareholders to make profits for. Therefore, a credit union must invest their earnings back into the business and the community. Credit union members enjoy the surplus in profit returned to them in lower loan rates, higher earned interest rates, and exclusive member rewards. Credit union members are its shareholders. A volunteer Board of Directors makes decisions involving the credit union. Credit unions provide many of the same services of a traditional bank without the high fees and service charges.

Where can you find us?

Money FCU is right here in the heart of downtown Syracuse, NY. Located in the Equitable Towers (formerly AXA Towers) – Lobby Level. 100 Madison St. Syracuse, NY 13202. We’re ready to greet you with smiling faces and welcome you into our credit union family!

The Credit Union is where I got my start and has always taken good care of me despite moving 10 different times.

Bruce – Tallahassee, FL
credit union testimonial Kelli

You guys are always so friendly when I call, I love calling all of you because you’re always so upbeat and nice!

Kelli – DeWitt, NY

I started banking with you in 2000, almost 19 years ago. Best bank ever, I moved to CA and you made banking easy when doing electronic banking wasn’t really popular yet.

Jesse – Syracuse, NY

Everything, anything you guys do with me is done 200%. I KNOW that you’ve got my back.  Thank you for this, and for everything you help me with. I truly appreciate it.

Marian – Mahopac, NY

I commend your staff; they are always very pleasant and willing to assist my needs.  Customer Service is very important to me and the credit union definitely shines in this area.

Kathy – Clay, NY

This is by far the best credit union, you guys are so good, you’re always on top of everything and you make me feel like my account is safe.

Regina – Phoenix, NY

I do not say it often enough, but you have great staff!  Nothing is ever a problem, they are terrific!  Amy just helped me out big time and Debbie is always my #1 at the credit union.

Jeff – Wake Forest, NC

I just wanted you to know that it is so nice to get a real person when I call in instead of an automated machine.  I really appreciate it.

Anne – Pittsboro, NC

I just LOVE all of you there. People ask me why I use a credit union in Syracuse and I tell them you can’t beat the customer service!

Denise – Monroe, NY

Thank you for watching for fraudulent activity so diligently.  Not only do you notify me when there is suspicious activity, but you are quick to help recover the money.

Sandy – Liverpool, NY

I’ve been in Charlotte for 7 seven years and I will not change banks because of this type of customer service.

Elliot – Charlotte, NC
credit union testimonial Catherine

Thank you MFCU for all the work you do and for really treating your customers like family.

Catherine – Baltimore, MD
credit union testimonial Michelle

I have to say it again – our credit union is absolutely the best! Hands down, no one else even comes close to the exceptional customer service and knowledge that you receive at Money FCU.

Michelle – Syracuse, NY
credit union testimonial Cindy

I told the car dealer I am sure that I want use Money for financing. The difference is only $7.00 per month. You have the very best customer service of any financial institution that I have worked with. Your customer service is worth every penny of the $7 per month and then some!

Cindy – Tully, NY
credit union testimonial Diane

Each representative takes a special interest in any request made, with coordinating efforts by everyone. At a time when I was in transition, MFCU gave attention to what I needed to continue with them, now over 40 years.

Diane – Wilton, CT
credit union testimonial Michael

I have been a member since 1987 and would NEVER, NEVER, EVER leave Money FCU under ANY circumstances!!

Michael – Clifton Park, NY
credit union testimonial Lisa

I wanted to let you know how much I love having Money instead of Chase! You guys have all been amazing since I have opened my account and I am so happy that I switched!!

Lisa – Syracuse, NY
credit union testimonial Henry

I just love Debbie. She’s my hero!

Henry – Gastonia, NC
credit union testomonial Tony

As we are wrapping details around our third vehicle loan inside of a year or so, I just want to say thank you again. Your customer service is off the charts, and you are a pleasure to deal with.

Anthony – Phoenix, NY
credit union testimonial Pat

Thank you to all of you! You girls are so wonderful! I love my credit union.

Pat – Syracuse, NY
credit union testimonial Lisa too

I thought I would take this opportunity to share with you what phenomenal employees you have. We couldn’t be happier to be blessed enough to have found MONEY FCU, and all that this bank encompasses.

Lisa – Baldwinsville, NY
credit union testimonial Angela

I moved everything out of M & T Bank to you because of the service I receive. I just love you guys!

Angela – Manlius, NY
credit union testimonial Robin

MONEY Federal Credit Union is people – a great group of people – who leave no doubt that while they are helping me, I am the most important thing going on that day.

Robin – Chappaqua, NY
credit union testimonial Jason

I am not sure who is working their magic, but without it my wife and I wouldn’t be able to purchase this house we fell in love with in a neighborhood we fell in love with. I truly appreciate everything Money Federal Credit Union does for my family!

Jason – Baldwinsville, NY


Kerry – Ossining, NY
credit union testimonial Erik

I have been a member since around 1992 or so and, even though I no longer work at Mutual of New York I have had nothing but excellent service from EVERYONE and I will never stray.

Erik – East Syracuse, NY

When you walk in the door you are always welcomed with a smile and happy greetings. Nothing is ever hard to do. When I need a loan it’s done and ready for me and I don’t even have to do anything! Just come in and sign!

Deb – Liverpool, NY
credit union testimonial Vera

You guys are the greatest. So professional and up to date with technology!

Vera – Warners, NY
credit union testimonial Danielle

I have been banking with MFCU since I was 17 years old. I left NY and banked with other companies but I came back to MFCU. I am so happy that I did!! Your staff has always been so helpful. I just figured you would want to know that your staff is great and they deserve an extra day off :)

Danielle – East Syracuse, NY
credit union testimonial Eileen

You guys haven’t changed a bit since I opened my account in 1987! You are all still so nice to deal with and I’m glad the changing times hasn’t hardened you into being unappreciative of your members. I now live in NJ and you are the best Credit Union I have ever had the pleasure of doing business with!

Eileen – North Arlington, NJ

I remember when I joined the CU in 1980 and you were located in a closet upstairs, and you would write the number of members and the percentage rate on a chalk board on the wall.

Joanne – Syracuse, NY

I just wanted to let you know that your staff has been so helpful since the move out of the building. The staff is always quick and kind. You said that a Credit Union is much like a Bank…I would say that the Credit Union is much better than a bank. I appreciate you guys!!

Michele – Baldwinsville, NY
credit union testimonial Lisa 3

I just wanted to let you know how awesome you are! I tell anyone who’ll listen about the GREAT customer service I get from the MONEY FCU. With commercial banks becoming less and less friendly and helpful and more and more costly, you guys are the best thing around!

Lisa – East Syracuse, NY
credit union testimonials John

I just went through one of the most painless processes getting a home improvement loan. I couldn’t believe how quick and smoothly everything went. I was quite impressed at the level of service. A special thank you also goes out to Debbie for her efficiency and for being so easy to work with!

John – Camillus, NY

I love you guys, one call and it’s done. Love, love, love you all.

Kathy – Fair Lawn, NJ

I just went through the process of taking out a car loan. If it weren’t for Melissa, I wouldn’t have been able to get things done. I wasn’t sure about what to do for so many things, but Melissa did! She was always there for me, quick, soooooo much help. Lucky for me I was smart enough to join your credit union years ago.

Katie – Syracuse, NY
credit union testimonials Meg

I am so grateful to have such kind and helpful people to work with on my banking needs.

Meg – Webster, NY
credit union testimonial Tom

When our office moved I decided to keep my account with you because I don’t mind the 10 minute drive downtown to deal with you guys because you’re always so helpful and friendly.

Tom – Syracuse, NY

The best credit unions near me – what brings our members to us?

We have members looking for excellent service, local locations, surcharge-free ATMs, and community financial solutions. Plus, customers who need more modern conveniences in banking join us for mobile banking, such as mobile deposits to deposit checks from home, online banking, and automatic bill pay. With our competitive rates, Money Federal Credit Union customers choose our credit union for their mortgages, car loans, IRA accounts, a home equity line of credit, personal loans, student loans, and just about any financial product offered. Not to mention, we have a traditional checking account and savings account with lower fees and great competitive rates. Come on in and see what banking options we have that fit your financial lifestyle. Meet Money FCU, your credit union family.