Will refinancing my student loans lower my payments?

Will Refinancing My Student Loans Lower My Payments? If you’ve done research to try to lower your monthly student loan payments, you’ve undoubtedly come across the option to refinance them. It may sound like a complicated process, but don’t be intimidated; it’s much simpler than you might think and can potentially save you a [...]

Signs You’re Over Spending and How to Fix it

In this day and age, it’s very easy to fall into the category of ‘living beyond your means’, or overspending. With everyone sharing their lives through social media, it’s simple to get caught in the trap of wanting more than you need. Combine this trend with the ease of spending money, especially online, and [...]

2024-08-02T08:38:20-04:00August 8th, 2024|Categories: Saving Money, Uncategorized|Tags: , , |

The Perks of Overdraft Protection

Balancing mistakes can happen whether you’re living paycheck-to-paycheck or simply managing monthly bills. You get hit with Non-Sufficient Funds (NSF) fees when something hits your account and there isn’t enough money available. The item also doesn’t get paid. This could be a bill you paid or a check you wrote. Many times, whoever you’re [...]

2024-06-10T13:02:43-04:00June 13th, 2024|Categories: Budget|Tags: , , , , |

How to Save Money by Planning Meals in Advance

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

Financial Diets vs. Lifestyle Changes – How to Save Money

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

How to Budget as a Family

Financial education begins at home. Learning how to budget can be a family thing. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? Involve them in the process of creating your family's budget. Budgeting as a family can help you and your [...]

2022-09-27T10:44:31-04:00October 13th, 2022|Categories: Budget|Tags: , , , , , |

Financial Check-Up: Tips to Fight Inflation

Creating and maintaining a budget is one of the best ways to achieve your financial goals. However, even the most dedicated savers can find it challenging at times. That’s why it’s essential to revisit your budget and financial plan every six months. This financial check-up is your opportunity to get back on track before you [...]

2022-08-17T12:37:40-04:00August 18th, 2022|Categories: Saving Money|Tags: , , , |

Personal Loans vs. Lines of Credit

Whether it’s a summer vacation, unplanned expense, or extra funds to bridge the gap between paydays, credit cards seem to be the popular choice, given their convenience. However, personal loans are often the better choice in terms of affordability. Personal loans (also called signature loans) typically charge lower interest rates than credit cards. They also [...]

Is a Zero-Based Budget Right for You?

It’s no secret that a budget is one of the best ways to set yourself up for financial success. With a traditional budget, you can see how much money you have and know exactly where your money is going. Once all this information is laid out, it’s much easier to manage your monthly bills and [...]

Teaching Teens About Money: The Basics

Teaching teens about money in the early years helps them prepare for any financial situation when they are eventually on their own. Many teens go through financial struggles that could have been avoided if they learned early on how to manage their money. Talk about the following topics with your teens so they can develop [...]

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