How to Stop Relying on Credit Cards: Cut Your Credit Card Debt

In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, it’s the [...]

2023-09-15T12:22:16-04:00September 28th, 2023|Categories: Budget, Credit, Shopping|Tags: , , , |

How to Save Money by Planning Meals in Advance

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

Tricks for Doing Halloween on a Budget

Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October holiday. That's up from 65% in 2021, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion [...]

2022-09-27T15:46:52-04:00October 6th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

5 Things You Should Never Buy Used

Buying used items can save you plenty of cash, but there are some things you should never buy used. Let’s take a look at the items that should be purchased new. If you can't afford new, we offer some advice on what to look for. Children’s Furniture Kids treat furniture different than adults. They will [...]

2022-09-15T15:48:37-04:00September 15th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

4 Reasons a Holiday Loan is a Better Option This Season

If you’re like most people, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this year’s holiday expenses. However, this can do more damage to your finances in the long run. Not to mention, if you already have outstanding balances on [...]

How to Safely Do Your Christmas Shopping

Whether you’re planning to shop online, tackling the stores for Christmas shopping, or just enjoying an evening out, taking a few extra steps to protect yourself and your identity this holiday season isn’t only smart, it’s easy. Criminals love distracting environments and the holiday season provides just that, with bustling crowds, bright displays, and [...]

11 Ways to Save on Back to School Supplies

Ah, summer! It’s the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops. Also, back to school supplies and shopping lists. But, just as you’re settling into the laid-back summer routine, retailers start rolling out their back-to-school displays that make your stomach churn. [...]

Dollar Store Deals: What To Buy and What To Skip

Dollar stores can be tremendous spending traps. However, they can also be a great way to snag a bargain. It’s all in how you plan your visit. So, here are some dollar store deals you don't want to miss. Before you start browsing... Everything is just a buck, you say. How can you possibly [...]

What Features to Look For In a New Car

Q: I’m in the market for a new set of wheels. The choices are making me dizzy. How do I decide what features to look for in a new car and which to skip?  A: Shopping for a new car can be complicated. Although, it doesn’t have to be that way. With a bit of [...]

2021-02-24T13:07:23-04:00May 17th, 2019|Categories: Auto Loans, Saving Money, Shopping|Tags: , , , |

What to Buy and What to Skip During Memorial Day Sales

Since 1971, Memorial Day has been celebrated as an extended weekend away from work and the unofficial start of summer. More recently, Memorial Day has also turned into a second Black Friday for retailers and shoppers. There are loads of sale events in stores and online, and each guarantees to save you heaps of [...]

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