Between the twinkling lights, cheerful music, delicious food, and endless laughs with family and friends, the holiday season is the merriest time of the year. But those ear-to-ear smiles donât always come cheap. From travel and entertaining to gifts and decorations, the holidays can get pricey. Add in rising inflation and higher prices, and [...]
Consumers tend to have negative feelings toward dealerships. What drives this mindset is that you can negotiate car prices, which leaves car buyers wondering if they really got a good deal. But many members are surprised to learn that you donât need to be a top negotiator to drive away happy. Most of the [...]
Letâs face itâĤwhile credit cards are a great way to build your credit, they can get you into trouble if youâre not careful. With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, youâre up to your ears in debt. Taking [...]
In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level â topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, itâs the [...]
The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]
Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October holiday. That's up from 65% in 2021, according to the National Retail Federationâs annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion [...]
Buying used items can save you plenty of cash, but there are some things you should never buy used. Letâs take a look at the items that should be purchased new. If you can't afford new, we offer some advice on what to look for. Childrenâs Furniture Kids treat furniture different than adults. They will [...]
If youâre like most people, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this yearâs holiday expenses. However, this can do more damage to your finances in the long run. Not to mention, if you already have outstanding balances on [...]
Whether youâre planning to shop online, tackling the stores for Christmas shopping, or just enjoying an evening out, taking a few extra steps to protect yourself and your identity this holiday season isnât only smart, itâs easy. Criminals love distracting environments and the holiday season provides just that, with bustling crowds, bright displays, and [...]
Ah, summer! Itâs the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops. Also, back to school supplies and shopping lists. But, just as youâre settling into the laid-back summer routine, retailers start rolling out their back-to-school displays that make your stomach churn. [...]
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