Is a Zero-Based Budget Right for You?

It’s no secret that a budget is one of the best ways to set yourself up for financial success. With a traditional budget, you can see how much money you have and know exactly where your money is going. Once all this information is laid out, it’s much easier to manage your monthly bills and [...]

Save Money For Your Child’s Future: Where to Start?

When should you start to save money for your child’s future? As soon as they are born. However, the extra expense of having a child may make saving difficult. But, if you put a plan in place, even a small amount each month can add up over the years. Step #1: Open Their Own Account [...]

2022-03-24T14:59:08-04:00April 21st, 2022|Categories: Education, Saving Money|Tags: , , , |

Fixed vs. Chore-Based Allowance: Which Should You Choose?

Every parent knows that feeling. Your child is begging for candy at the checkout line or your teen asks for cash to go out with their friends. Do you give in or make them use their allowance money? While paying an allowance is common, it’s wise to use it as a means to teach responsible [...]

Teaching Teens About Money: The Basics

Teaching teens about money in the early years helps them prepare for any financial situation when they are eventually on their own. Many teens go through financial struggles that could have been avoided if they learned early on how to manage their money. Talk about the following topics with your teens so they can develop [...]

How to Pay Off Your Mortgage Sooner

A mortgage is a long-term commitment. What if we told you there are some simple ways to maximize your loan payments, minimize the time it takes to pay off your mortgage, and save a lot of money all at the same time? Here's how to pay off your mortgage sooner. Rounding up Monthly Payments Let's [...]

2022-01-24T13:29:26-04:00February 17th, 2022|Categories: Mortgages Category, Uncategorized|Tags: , , , |

5 Good Financial Habits to Start January 1st

Many of the things you do daily are simply a habit. Whether it's buying coffee on the way to work or a $10 lunch habit, they can potentially harm your budget. Similar to how bad financial habits can get you into trouble, good financial habits can keep you out of trouble. Implementing good monetary [...]

2021-12-16T11:11:01-04:00December 29th, 2021|Categories: Uncategorized|Tags: , , , |

How Often Should You Review Financial Goals?

Ensure Your Financial Goals with Quarterly Check-Ups You probably have some financial goals you’re looking to achieve. It may be a short-term goal to raise money for a family vacation or a long-term goal of saving a little from each paycheck. In order to reach your goals and prevent them from simply becoming a [...]

2021-10-20T11:20:20-04:00October 22nd, 2021|Categories: Saving Money|Tags: , , , , |

Top 7 Refinancing a Car Loan Questions

If you're looking at refinancing your auto loan, you'll likely have questions. It is always best to do your research first. We get many questions about auto refinancing at Money FCU. Hopefully, this article will answer some of your auto loan refinancing questions. Here are the top 7 refinance car loan questions we receive. [...]

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