2 Things Lenders Look at When You Get a Loan

We live in a world where loans can help us afford things we need without paying for them up front. People get mortgages to purchase their first home, car loans, personal loans, and credit cards. But what do lenders actually look at when you get a loan? What determines if you're approved or denied? [...]

How Long Do Negative Marks Stay on a Credit Report?

It’s no secret an excellent credit score comes with many financial perks. It can help you qualify for the loans you need and pay less interest on the funds you borrow. Good credit also makes renting an apartment easier and can even earn you discounts on your car insurance. However, how much do negative marks [...]

Monitor Your Free Credit Report During COVID-19

Free Credit Report Available for 1 Year! The world is a different place than it was a few months ago. Many people are working from home and are unsure about what the future holds. Unfortunately, as many people face financial uncertainty, there are plenty of others who are willing to prey on these worries. [...]

2021-02-24T11:58:26-04:00May 14th, 2020|Categories: Uncategorized|Tags: , , , , , |

What Does Upside Down Car Loan or Underwater Mean?

What Does It Mean When Your Loan is Underwater? As new car models for next year start showing up on dealer lots, people will be hurrying to get the latest deals and newest features. Many of these people may still be paying on their current vehicles. Yet, the lure of dealer incentives and low [...]

2021-03-01T16:06:51-04:00November 1st, 2019|Categories: Auto Loans|Tags: , , , , , |
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