Itâs no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]
As an adult, a significant part of managing your finances is preparing for the future. In the short term, that may include putting money aside in an emergency fund for unplanned expenses. Long-term, actively saving in retirement accounts helps to ensure youâll be ready for your golden years. Some people overlook naming a beneficiary. [...]
If you're in the market for a new home, or your first home, you likely already researched what it's like buying a house. Financially, youâre ready. You have money set aside for the down payment and closing costs. Youâre pre-approved for your mortgage. Your monthly budget is ready to go, and a stellar real estate [...]
Every parent knows that feeling. Your child is begging for candy at the checkout line or your teen asks for cash to go out with their friends. Do you give in or make them use their allowance money? While paying an allowance is common, itâs wise to use it as a means to teach responsible [...]
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Phone: (315) 671-4000
Text Us: (315) 671-4000
Fax: (315) 671-4030
info@moneyfcu.org
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