April 2023

5 Ways to Prevent Child Identity Theft

2023-04-27T12:46:02-04:00April 27th, 2023|Categories: Credit, Fraud Prevention|Tags: , , , , |

You might think that children with no digital presence or credit are safe from scammers. Sadly, you’d be wrong. According to a study from Javelin Strategy and Research, last year, more than a million children were victims of child identity theft. A vast majority of the victims were under eight years old. What makes this [...]

8 Easy Ways to Teach Kids About Money

2023-04-20T11:29:52-04:00April 20th, 2023|Categories: Uncategorized|

Teaching kids about money should start as early as possible. Responsible money management is a vital skill they will need throughout their lives. However, the subject isn’t always the most entertaining, especially for younger children. Many find it dull or have difficulty understanding the concepts. Fortunately, there are many fun and engaging ways to [...]

Teaching Kids About Money and Delayed Gratification

2023-04-06T11:39:02-04:00April 6th, 2023|Categories: Uncategorized|

The world today revolves around instant gratification. We want everything right now. And, thanks to businesses across various industries, that's possible. Credit cards and Buy Now Pay Later programs give you instant access to money. Computers and smartphones answer just about any question you could imagine, instantly. Everything from expedited college degrees to promises of [...]

March 2023

How to Save Money by Planning Meals in Advance

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

Traditional or Roth IRA: Which is Right for Me?

2023-03-07T15:35:11-04:00March 16th, 2023|Categories: Retirement, Saving Money|Tags: , , , , , , |

Time is your best friend when it comes to saving for retirement. Ideally, you started putting money into IRA accounts in your early 20’s. The reason is two-fold: 1) it allows ample time for your money to grow and compound over the years, and 2) it’ll provide the greatest tax benefits – a component of [...]

A loan with no credit check and a low rate!

2023-03-07T13:29:10-04:00March 9th, 2023|Categories: Credit, Saving Money, Uncategorized|Tags: , , , , , |

When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]

February 2023

Laddering: A Creative Way for Investing in CDs

2023-02-15T13:25:55-04:00February 23rd, 2023|Categories: Investing, Saving Money|Tags: , , , , , , |

With a multitude of investment options available, one popular option is a certificate account, or CDs. It's an easy way to earn compound interest, especially now that savings rates are rising! What are CDs or Certificate Accounts? A certificate account allows you to invest your money for a specified time period (typically ranging from 1 [...]

Financial Diets vs. Lifestyle Changes – How to Save Money

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

How to Use Your Tax Refund to Build Credit

2023-01-26T16:00:06-04:00February 9th, 2023|Categories: Credit, Education, Uncategorized|Tags: , , , , , , |

It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]

January 2023

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