Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.
Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.

Start the Year with Lower Car Payments

For many of us, we love the car we drive. It gets us where we need to go, hauls and protects what matters most, and feels like an extension of daily life. However, we often don’t feel as passionate about the monthly payment attached to it. Auto loans are among the [...]

Financial Confidence Starts at the Beginning of the New Year

January has always been a month of reflection and a time to start fresh. The holidays pass, routines return, and many of us start thinking about what we want the upcoming year to look and feel like. Financial goals often rise to the top of those lists because money is tied [...]

2025-12-24T11:02:58-04:00December 24th, 2025|Categories: Budget, Credit, Education, Investing, Saving Money|

12 Days of Holiday Tips

The holiday season is here, and with it comes a wonderful mix of joy, celebration, and time spent with friends and family. It’s the stretch of the year filled with traditions, travel, shopping, and more than a few calendar reminders. But between the excitement and the busy schedules, it's also [...]

What is GAP?

Buying a new car is an exciting time! You found the perfect car – sunroof, leather seats, navigation system – the works. You couldn’t be happier. Then…you sit down with the finance person at the dealership, and all that excitement that filled you suddenly starts fleeing from your body. Loan terms and jargon start [...]

Tax Credits and Deductions for Students and Parents

Tax Credits and Deductions for College Students and Parents Paying for college is an expensive venture, but did you know you can take advantage of special tax credits and deductions just for college students and their parents? These benefits come when you file your income tax return. What’s the difference? A credit reduces the [...]

Will refinancing my student loans lower my payments?

Will Refinancing My Student Loans Lower My Payments? If you’ve done research to try to lower your monthly student loan payments, you’ve undoubtedly come across the option to refinance them. It may sound like a complicated process, but don’t be intimidated; it’s much simpler than you might think and can potentially save you a [...]

Use Credit Cards Wisely and Preserve Your Credit

Let’s face it…while credit cards are a great way to build your credit, they can get you into trouble if you’re not careful.  With so many people taking advantage of the ease of online shopping these days, overspending can happen fast and before you know it, you’re up to your ears in debt. Taking [...]

Signs You’re Over Spending and How to Fix it

In this day and age, it’s very easy to fall into the category of ‘living beyond your means’, or overspending. With everyone sharing their lives through social media, it’s simple to get caught in the trap of wanting more than you need. Combine this trend with the ease of spending money, especially online, and [...]

2024-08-02T08:38:20-04:00August 8th, 2024|Categories: Saving Money, Uncategorized|Tags: , , |

How to Prepare for the Cost of a New Pet

A new pet is part of the family. They are amazing companions that bring joy into our lives. It doesn’t take them long to work their way into our hearts. However, pets can be expensive. People often underestimate all that it takes to care for their new companion. Preparing for the financial reality of owning [...]

2024-07-18T14:37:21-04:00July 25th, 2024|Categories: Saving Money|Tags: , , , |
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