It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]
They say everything is cyclical, so trends that fade away will typically come back around again. Like scrunchies and high-waisted jeans, certificates are becoming appealing again. People are still grappling with the effects of rising inflation even a year after prices started to soar. This leaves everyone looking for a silver lining. At this time, [...]
Human beings aren’t wired to be natural savers. But, understanding our basic nature can help us save more money. Putting aside more money every month can sometimes feel like a chore. Maybe it's something you just don’t have time for. No one likes to feel like they’re depriving themselves of things they enjoy either. Thankfully, [...]
Social media influencers make an old-school budgeting plan popular again by doing one thing - rebranding. Instead of calling it the envelope system, the trendy name is now "cash stuffing". There are a slew of short videos on TikTok that show how to take the cash from your paycheck and divide it up into [...]
As the year comes to an end, people look at the new year as a fresh start. It’s a time to change behaviors and create New Year resolutions with the hope of bettering themselves in the coming year. Consistently, among the top new year resolutions are living healthier, spending more time with family and friends, [...]
The holiday season presents a prime opportunity for identity thieves to steal personal financial information. Why? Because people are busy, they're shopping a lot, and it's a prime opportunity to prey on that. According to the IRS, besides stealing money, criminals can even use your stolen information to file fraudulent tax returns. Typically, scammers [...]
The Fed raised interest rates again at the beginning of November, which means loan rates will increase along with it. While you might be earning more on your savings account, you'll also pay more when you borrow money. So, if you're planning to buy a car or do a lease buyout in the next 90 [...]
Erin DiPaola graduated from West Genesee High School and is headed to Rochester Institute of Technology! Below are some of her amazing accomplishments throughout her time in high school. High Honor Roll (9-12) National Honor Society (10-12) Basketball Leadership Award Basketball Wildcat Award Captain JV Basketball (9) Captain Varsity Basketball (12) CTE Endorsement [...]
What is Typosquatting? The newest cybercrime to watch out for is typosquatting. It's also called URL hijacking. It's when hackers buy domain names that are just slightly misspelled from their real counterparts. Fraudsters build a completely fake website under the domain name they bought, tricking unsuspecting visitors into giving up sensitive information. Visitors end up [...]
Even though the smell of crisp leaves and pumpkin spice hangs in the air, Christmas is coming quickly. It’s the season for friends and family, good tidings, and busted budgets. If you usually buy gifts for everyone in your family, numerous friends, teacher gifts, work gift exchanges, or more, you’re likely spending hundreds, if [...]
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