October 2022

Protect Yourself from SIM Swapping Scams

2022-09-27T12:29:20-04:00October 20th, 2022|Categories: Uncategorized|Tags: , , , , , |

In today’s technology-driven society, people rely more and more on mobile devices to perform daily tasks. While mobile devices make your life more convenient, they also open you up to the possibility of fraud. SIM swapping is one of the newest scams. This latest type of fraud affects access to your mobile phone and can [...]

How to Budget as a Family

2022-09-27T10:44:31-04:00October 13th, 2022|Categories: Budget|Tags: , , , , , |

Financial education begins at home. Learning how to budget can be a family thing. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? Involve them in the process of creating your family's budget. Budgeting as a family can help you and your [...]

Tricks for Doing Halloween on a Budget

2022-09-27T15:46:52-04:00October 6th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October holiday. That's up from 65% in 2021, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion [...]

September 2022

What do Federal Rate Increases Mean to You?

2022-09-19T11:12:10-04:00September 22nd, 2022|Categories: Education|Tags: , , , |

Rising interest rates can mean different things for borrowers and savers. Right now, it's leaning in favor of people who want to save money. So, what's the reason behind the federal rate increases? Also, how will it affect your wallet? What's the purpose of federal rate increases? While the Federal Reserve already raised rates three [...]

5 Things You Should Never Buy Used

2022-09-15T15:48:37-04:00September 15th, 2022|Categories: Budget, Saving Money, Shopping, Uncategorized|Tags: , , , , |

Buying used items can save you plenty of cash, but there are some things you should never buy used. Let’s take a look at the items that should be purchased new. If you can't afford new, we offer some advice on what to look for. Children’s Furniture Kids treat furniture different than adults. They will [...]

2 Things Lenders Look at When You Get a Loan

2022-09-08T11:27:47-04:00September 8th, 2022|Categories: Education, Uncategorized|Tags: , , , , , , , |

We live in a world where loans can help us afford things we need without paying for them up front. People get mortgages to purchase their first home, car loans, personal loans, and credit cards. But what do lenders actually look at when you get a loan? What determines if you're approved or denied? [...]

August 2022

5 Tricks Used at Car Dealerships

2022-08-19T13:19:48-04:00August 25th, 2022|Categories: Buying a Car|Tags: , , , , , , , |

Buying a new car is a significant financial decision. While the car buying process can be exciting, there's also a level of intimidation. After all, you're going up against a trained salesperson when visiting a car dealership. And while your average car salesman may not be shady, there are tactics they use to maximize the [...]

Financial Check-Up: Tips to Fight Inflation

2022-08-17T12:37:40-04:00August 18th, 2022|Categories: Saving Money|Tags: , , , |

Creating and maintaining a budget is one of the best ways to achieve your financial goals. However, even the most dedicated savers can find it challenging at times. That’s why it’s essential to revisit your budget and financial plan every six months. This financial check-up is your opportunity to get back on track before you [...]

Your Guide to a Credit Freeze

2022-07-21T11:24:24-04:00August 11th, 2022|Categories: Credit, Education, Fraud Prevention|Tags: , , , , , , |

How to Freeze and Unfreeze Your Credit You've likely heard about something called a credit freeze in the last few years. Essentially, it’s a way to lock your credit report so that no one can access it. That means legitimate creditors and fraudsters alike. While putting your credit on ice has been free under federal [...]

Personal Loans vs. Lines of Credit

2022-07-19T13:14:14-04:00August 4th, 2022|Categories: Personal Loans Category|Tags: , , , , , , , |

Whether it’s a summer vacation, unplanned expense, or extra funds to bridge the gap between paydays, credit cards seem to be the popular choice, given their convenience. However, personal loans are often the better choice in terms of affordability. Personal loans (also called signature loans) typically charge lower interest rates than credit cards. They also [...]

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