Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.
Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.

Banking as a Family Teaches Valuable Life Lessons

In today’s rapidly changing economic landscape, financial education for families has become more important than ever. Teaching children the basic principles of responsible money management will be crucial in setting them up for future success and financial well-being. One effective way to teach these valuable lessons from an early age banking as a family. The [...]

Age-Based Strategies for Using Your Tax Refund

Receiving a tax refund is exciting and can give you a much-needed financial boost. However, it’s important to remember that this isn’t just free cash. Your tax refund is essentially money you lent to the government, which is now being returned to you. So, it’s in your best interest to use this money wisely. [...]

2024-01-17T14:14:59-04:00January 18th, 2024|Categories: Investing, Saving Money|Tags: , , , |

8 Side Hustles to Earn Extra Cash

We’ve always stressed how important an emergency fund is to your finances. If you don’t have six months of expenses saved, you could be in trouble if something unforeseen happens, like losing your job or you experience a major medical event. If you’re falling short of that savings goal, it might be time to consider [...]

2023-12-13T13:17:13-04:00December 21st, 2023|Categories: Saving Money|Tags: , , , , |

How Do Skip a Payment Offers Work?

Everyone needs access to extra cash from time to time. It could be for a medical bill, car repairs, or simply the need for additional spending money during the holidays. Having extra cash on hand is always welcome. If you’re looking for a practical solution, consider skipping a loan payment, typically called Skip a [...]

2025-02-11T14:18:01-04:00November 9th, 2023|Categories: Saving Money|Tags: , , , |

How to Save Money by Planning Meals in Advance

The average American eats out around four to five times per week. Whether it's a morning coffee and bagel or swinging into a drive-thru, it all adds up. Even if you're not dining at upscale restaurants, eating out makes it hard to stick to a budget. If you're trying to save money, it helps to [...]

2023-03-21T11:52:57-04:00March 23rd, 2023|Categories: Budget, Saving Money, Shopping|Tags: , , , , |

Traditional or Roth IRA: Which is Right for Me?

Time is your best friend when it comes to saving for retirement. Ideally, you started putting money into IRA accounts in your early 20’s. The reason is two-fold: 1) it allows ample time for your money to grow and compound over the years, and 2) it’ll provide the greatest tax benefits – a component of [...]

A loan with no credit check and a low rate!

When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]

Laddering: A Creative Way for Investing in CDs

With a multitude of investment options available, one popular option is a certificate account, or CDs. It's an easy way to earn compound interest, especially now that savings rates are rising! What are CDs or Certificate Accounts? A certificate account allows you to invest your money for a specified time period (typically ranging from 1 [...]

Financial Diets vs. Lifestyle Changes – How to Save Money

We're here to help you learn how to save money. Like diets, drastic changes don't usually stick. If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. Whether they’re dictating how much you can eat or what types of foods are acceptable, most diets have one [...]

2023-02-15T11:25:14-04:00February 16th, 2023|Categories: Budget, Saving Money|Tags: , , , , , , |
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