Teaching kids about money should start as early as possible. Responsible money management is a vital skill they will need throughout their lives. However, the subject isn’t always the most entertaining, especially for younger children. Many find it dull or have difficulty understanding the concepts. Fortunately, there are many fun and engaging ways to [...]
The world today revolves around instant gratification. We want everything right now. And, thanks to businesses across various industries, that's possible. Credit cards and Buy Now Pay Later programs give you instant access to money. Computers and smartphones answer just about any question you could imagine, instantly. Everything from expedited college degrees to promises of [...]
When it comes to borrowing money, there are a variety of loan options. You’re probably familiar with the popular ones like car loans, home mortgages, and credit cards. But, have you ever heard of a savings secured loan? You’re not alone if you answered no. Savings secured loans aren’t common, but they’re one of the [...]
It’s no secret that having a great credit score is beneficial. It makes being approved for loans easier, gets you a lower interest rate, and means you pay less interest overall. But, the benefits of good credit go far beyond just loans. For example, some employers will check your credit score before hiring you. [...]
They say everything is cyclical, so trends that fade away will typically come back around again. Like scrunchies and high-waisted jeans, certificates are becoming appealing again. People are still grappling with the effects of rising inflation even a year after prices started to soar. This leaves everyone looking for a silver lining. At this time, [...]
Social media influencers make an old-school budgeting plan popular again by doing one thing - rebranding. Instead of calling it the envelope system, the trendy name is now "cash stuffing". There are a slew of short videos on TikTok that show how to take the cash from your paycheck and divide it up into [...]
The holiday season presents a prime opportunity for identity thieves to steal personal financial information. Why? Because people are busy, they're shopping a lot, and it's a prime opportunity to prey on that. According to the IRS, besides stealing money, criminals can even use your stolen information to file fraudulent tax returns. Typically, scammers [...]
The Fed raised interest rates again at the beginning of November, which means loan rates will increase along with it. While you might be earning more on your savings account, you'll also pay more when you borrow money. So, if you're planning to buy a car or do a lease buyout in the next 90 [...]
Erin DiPaola graduated from West Genesee High School and is headed to Rochester Institute of Technology! Below are some of her amazing accomplishments throughout her time in high school. High Honor Roll (9-12) National Honor Society (10-12) Basketball Leadership Award Basketball Wildcat Award Captain JV Basketball (9) Captain Varsity Basketball (12) CTE Endorsement [...]
What is Typosquatting? The newest cybercrime to watch out for is typosquatting. It's also called URL hijacking. It's when hackers buy domain names that are just slightly misspelled from their real counterparts. Fraudsters build a completely fake website under the domain name they bought, tricking unsuspecting visitors into giving up sensitive information. Visitors end up [...]
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