Receiving a tax refund is exciting and can give you a much-needed financial boost. However, it’s important to remember that this isn’t just free cash. Your tax refund is essentially money you lent to the government, which is now being returned to you. So, it’s in your best interest to use this money wisely. [...]
The New Year is a great time to set goals and start fresh. So, if you’re not the best at saving money, or cash always seems to be tight, we have nine tips to help you save more in the New Year. 1. Do a Checking Account Review Do you have a checking account at [...]
We’ve always stressed how important an emergency fund is to your finances. If you don’t have six months of expenses saved, you could be in trouble if something unforeseen happens, like losing your job or you experience a major medical event. If you’re falling short of that savings goal, it might be time to consider [...]
Lisa, Britney and Carla call themselves the "Sister Swifties." They created that nickname years ago, before Taylor Swift's Eras Tour was even a glimmer in their eyes. Naturally, from the moment the tour was announced, they tried desperately to get tickets. The Sister Swifties were sadly left empty-handed when the shows sold out in seconds, [...]
Everyone needs access to extra cash from time to time. It could be for a medical bill, car repairs, or simply the need for additional spending money during the holidays. Having extra cash on hand is always welcome. If you’re looking for a practical solution, consider skipping a loan payment, typically called Skip a [...]
In early August 2023, the Federal Reserve Bank of New York revealed that US consumer credit card debt surged to its highest level – topping $1 trillion.1 This upswing in credit card spending comes as individuals nationwide grapple with managing their finances amidst escalating prices. While rising credit card balances are worrisome, it’s the [...]
We all have them. We know they cost a small fortune. Yet, instead of deciding to cancel subscriptions, we find ourselves subscribing to even more. Businesses across all industries have found creative ways to cash in on this profitable business model – and consumers can’t resist clicking “subscribe.” While you and your wallet know it’s [...]
It seems like every day a new scam emerges as fraudsters attempt to separate you from your hard-earned money. While many of these ploys are extravagant and convincing, that doesn’t stop fraudsters from returning to their old tricks. That’s what is happening now as the “Say Yes” scam regains popularity. The sole purpose of this [...]
On March 13, 2020, most federal student loans went into “administrative forbearance” due to uncertainty surrounding the COVID-19 pandemic. During this time, your student loan had its interest rate set to 0% APR and loan payments were paused.1 Well, student loan payments are back. Starting September 1, 2023, interest will kick back in for the [...]
Sydney Hayes graduated from Liverpool High School and is headed to Stony Brook University to study marine biology! Below are some of her extensive accomplishments throughout her time in high school. Top 3 for Excellence in Academic Achievement Excellence in Academic Achievement in Spanish National Junior Honor Society (9-10) National Honor Society (11-12) [...]
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