What’s the perk? Nationwide access to your account through Shared Branching. Plus, you can use the branch locator right in our app to find one near you!
Most credit unions are not on every corner like many nationwide banks. By nature, credit unions are typically restricted to whom they can serve by geographic area or occupation type. While you may be getting better savings and loan rates with the credit union, convenience is still important.
Because of our limited brick and mortar footprint, we’re one of many credit unions that joined Shared Branching to give our members more access to branches! This service makes available over 5,600 credit union branches across the country for Money FCU members to use! Use the branch locator in our app to find ATMs and Shared Branches.
What is Shared Branching?
Shared Branching is a network of credit unions throughout the country that allows you to conduct transactions at their branches just as if you were in one of Money FCU’s branches. The network is made up of over 5,600 branches nationwide.
How Does It Work?
Finding and using a Shared Branching location is easy!*
- To find a Shared Branch, simply visit our ATM and Branch locator within our app, or on our home page. Type in the zip code or address you want to see what’s near you!
- Go into that branch and have your Money FCU Account Number and photo ID ready for the Shared Branch credit union teller.
- Perform your transaction just as if you were at Money FCU! You can…
- Deposit and withdraw money
- Transfer funds
- Make loan payments
- Get an official check and more
*Please note that you cannot apply for a loan, open a new account, or add additional Credit Union specific services. You must contact Money FCU directly for anything other than basic account transactions.
It is important to note that you will be entering a different credit union to perform your transaction. The cooperative nature of credit unions allows this unique program to exist; unlike traditional banks.
Also, it’s FREE!
Not only does Shared Branching add convenience but it’s also FREE to use! Additional charges may apply for extra services, such as traveler’s checks or statement copies, just as you would have if you were in one of our branches.
Now you can add “convenience” to your list of why you love your credit union. Start experiencing the convenience of Shared Branching today!
We’re Here to Help!
If you have questions about Shared Branching or would like to learn more about this unique program, contact us at (315) 671-4000, or chat with us online at www.moneyfcu.org.
Each individual’s financial situation is unique and readers are encouraged to contact the Credit Union when seeking financial advice on the products and services discussed. This article is for educational purposes only; the authors assume no legal responsibility for the completeness or accuracy of the contents.