Jillian Howe graduated from Paul V Moore High School and is headed to the United States Air Force Academy! Below are some of her amazing accomplishments throughout her time in high school.

  • 1st chair in band (10-12)
  • Field band
  • Honor Roll (9-12)
  • NYSBDA Honors Band
  • All-state and all-county band festivals
  • Instrumental Music Award (12)
  • Math Team
  • National Honor Society (11-12)
  • President of the National Honor Society (12)
  • Captain of the cross country and track teams (11-12)
  • Karate black belt
  • Volunteered with Big Brother Big Sister program, the MOST, and Girls on the Run

We asked Jillian what she would do if she ran her own credit union, and she would “…like to initiate a new program focused on community outreach.
Credit Unions are established to help the people, but many do not know the benefits of being a member, services available, and the differences between a not-for-profit and for-profit institution. This program would include talking to members of the community, whether in the workplace setting, at community events, or within neighboring schools. The program would help these people learn more about credit unions, their purpose, benefits, and tips to save and budget
money. Not only would this outreach program help to introduce more members of the community to the union, but it would also help to educate and grow the community knowledge of financial institutions and how to manage money.” Jillian, we think this is a fabulous idea!

We commend Jillian on her impressive accomplishments and thank her for her future service in the Air Force.

Emily Ninestein graduated from Jamesville-DeWitt High School and will attend University of Vermont! Below are some of her amazing accomplishments throughout her time in high school.

  • John Hopkins Book Award
  • JDYAA Leadership Award
  • High Honor Roll (9-12)
  • National Honor Society (12)
  • Spanish National Honor Society (12)
  • Chorus Officer (12)
  • Empire Division and All-League Award in Swimming
  • Girls varsity swimming
  • Environmental Club (President 11-12)
  • Spanish Club
  • Younglife
  • Student Council (President 10)
  • Select Choir
  • School musical lead (11)
  • Volunteer at Summer Servants
  • Camp Good Days and Wyldlife counselor

We asked Emily what she would do if she ran her own credit union, and she would “…implement a sustainability initiative. This initiative would include minimizing paper use, converting to digital to reduce paper waste, improving recycling practices, and installing energy efficient lighting and electrical systems. I am passionate about the environment, and I know that my credit union cares about the future of its members, so I think that it would make sense for the credit union to protect that future by regulating its own environmental impact.” We are working towards minimizing our environmental footprint everyday, Emily! While we were working remotely during the pandemic, we implemented many new processes to eliminate the need for paper. It’s certainly an important cause and we are happy to investigate ways to improve what we do.


By entering Money FCU’s scholarship competition, Emily was also entered into the statewide program. Out of over 800 applicants across New York state, Emily was 1 of 41 impressive students chosen to receive additional funds.

We are continuously blown away by the achievements of our student members. We commend Emily on her accomplishments and wish her much success as she starts the next chapter of her life.

We offer the opportunity for a college scholarship to all of our student members who are high school seniors planning to attend a college or university in the fall after graduation. We require an existing membership with an established date of at least one year prior to the application deadline, which is typically January of every year. If you’re interested in opening an account for your teenager, visit our Teen Account page.

College scholarship applications are typically released in October every year.