Parking Notice: Our members are considered monthly parkers and can use the Barclay Damon Parking Garage, regardless of "Garage is Full" signs.

IRA

What is the annual deadline to contribute?

You can contribute to your IRA until the due date for filing your federal income tax return for the year (generally April 15).

Erica Volpe2021-01-28T14:20:36-04:00January 28th, 2021|Categories: IRA, Traditional IRA|

How much can I contribute to a Traditional IRA?

Please visit the IRS' website for current contribution limits.

Erica Volpe2023-10-24T15:16:10-04:00January 28th, 2021|Categories: IRA, Traditional IRA|

What is a Traditional IRA?

A Traditional IRA is an individual retirement arrangement that allows you to save for retirement with tax-deferred earnings and the possibility of tax-deductible contributions. Around since 1975, it came to be known as a "Traditional" IRA decades later to distinguish it from the Roth IRA, which offers different tax incentives. See the IRS' website [...]

Erica Volpe2023-10-24T15:17:07-04:00January 28th, 2021|Categories: IRA, Traditional IRA|

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ACCOUNT SERVICES
Abandoned Property Processing Fee	$100
Account Closed for Abuse	$10
Account Closed within 90 Days of Opening	$25
Account Research (unless Credit Union error)	$25/hour
ACH Revocation/Stop Payment	$30
Checks	cost of checks + shipping
Check Copy	$3/item
Check Stop Payment/Void	$15/item or series
Foreign Check Collection	at cost/item
Foreign Check Deposit	$10/item
Inactive Account (after 1 year)	$5/month
Insufficient Funds (check or electronic)	$30/item
Invalid Address/Returned Mail	$10
IRA Administration	$25/year
Legal Processing (garnishment, levy, restraint, etc.)	$100
Official Check (if not payable to member)	$3/item
Starter Checks (after first 12)	$3/sheet
Statement Copy – Electronic Copies (over 6 months worth)	$25
Statement Copy – Paper Copies (over 6 months worth)	$35
VISA Gift Card	$4/card
LOAN SERVICES
Late Payment	$30
Loan Payment Reversal (unless Credit Union error)	$20
Loan Processing Fee	$25
Loan Processing Fee (Home Equity Loan/Lines)	$100
Mortgage Discharge	at cost
Skip-a-Pay	$25
DEBIT CARD
Lost Debit Card (after 2nd occurrence)	$10
Lost Debit Card (after 3rd occurrence)	$15
Replacement Card Rush Order	$35
WIRE TRANSFERS
Domestic Outgoing (up to $100,000)	$20
Domestic Outgoing (over $100,000)	$20/$100K
Domestic Outgoing Template (up to $100K)	$15
Incoming	$3
International Outgoing	$60