Accounts Archives - Money Federal Credit Union

Can I deposit checks with my phone?

You sure can! Ask us to turn on mobile deposit for your account. You will also need to download our mobile app in order to deposit a check with your phone.

Erica Volpe2021-03-02T15:38:35-04:00January 28th, 2021|Categories: Accounts|

Do you have surcharge-free ATMs I can use?

Yes! You can find one near you in our app or by using the ATM and Shared Branch locator. There are over 90,000 surcharge-free ATMs nationwide. ATM Locator

Erica Volpe2021-03-26T09:48:47-04:00January 28th, 2021|Categories: Accounts|

Do you have an app?

We do! Search for "Money Federal Credit Union" in your phone’s app store. It’s available for Apple and Android devices and is the same login information as our full online banking site.

Erica Volpe2021-03-26T09:50:49-04:00January 28th, 2021|Categories: Accounts|

Why is a savings account required?

Credit unions have members instead of customers, and our members technically own the credit union. The $5 that is required in your savings account is your "share" in the credit union.

Erica Volpe2021-01-28T15:54:41-04:00January 28th, 2021|Categories: Accounts|

Is there a minimum balance required for a checking account?

There is no minimum balance or number of transactions required for our checking account. There is no monthly service charge for any of our accounts.

Erica Volpe2021-01-28T15:53:55-04:00January 28th, 2021|Categories: Accounts|

Abandoned Property Processing Fee	$100
Account Research (unless credit union error)	$25/hour
ACH Revocation	$30
Cash Advance	3% of transaction amount (minimum $3)
Checks	cost of checks + shipping
Check Copy (posted within 12 months)	$2/item
Check Copy (posted 13 + months ago)	$5/item
Deposited Check Return	$30/item
Foreign Check Collection	at cost
Invalid Address/Returned Mail	$10
IRA Administration	$20 annually per IRA type
Legal Processing (garnishment, levy, restraint)	$100
Lost Debit Card (after 1st occurrence)	$10 per occurrence
Non-Sufficient Funds – Check or Electronic	$30/item
Official Check (if not payable to account holder)	$1/check
Replacement Debit Card Rush (3-Day Delivery)	$65
Statement Copy	$5/statement
Stop Payment – Check or Electronic	$30/item or series
VISA Gift Card – Physical	$3/each
VISA Gift Card – E-Gift Card	$2/each
Wire Transfer Domestic Outgoing	$20
Wire Transfer International Outgoing	$45
Wire Transfer Recurring Outgoing	$12
Account Closed for Abuse	$10
Inactive Account (after 1 year)	$5/month
Late Payment	$30
Lost Debit Card (after 1st occurrence)	$10
Replacement Card Rush Order	$65