Accounts Archives - Money Federal Credit Union

Can I deposit checks with my phone?

You sure can! Download our mobile app and click "Deposit" at the bottom. If your check is over the default limit, please contact us.

Erica Volpe2023-10-24T15:18:40-04:00January 28th, 2021|Categories: Accounts|

Do you have surcharge-free ATMs I can use?

Yes! You can find one near you in our app or by using the ATM and Shared Branch locator. There are over 90,000 surcharge-free ATMs nationwide. ATM Locator

Erica Volpe2021-03-26T09:48:47-04:00January 28th, 2021|Categories: Accounts|

Do you have an app?

We do! Search for "Money Federal Credit Union" in your phone’s app store. It’s available for Apple and Android devices and is the same login information as our full online banking site.

Erica Volpe2021-03-26T09:50:49-04:00January 28th, 2021|Categories: Accounts|

Why is a savings account required?

Credit unions have members instead of customers, and our members technically own the credit union. The $5 that is required in your savings account is your "share" in the credit union.

Erica Volpe2021-01-28T15:54:41-04:00January 28th, 2021|Categories: Accounts|

Is there a minimum balance required for a checking account?

There is no minimum balance or number of transactions required for our checking account. There is no monthly service charge for any of our accounts.

Erica Volpe2021-01-28T15:53:55-04:00January 28th, 2021|Categories: Accounts|

ACCOUNT SERVICES
Abandoned Property Processing Fee	$100
Account Closed for Abuse	$10
Account Closed within 90 Days of Opening	$25
Account Research (unless Credit Union error)	$25/hour
ACH Revocation/Stop Payment	$30
Checks	cost of checks + shipping
Check Copy	$3/item
Check Stop Payment/Void	$15/item or series
Deposited Check Return	$30/item
Foreign Check Collection	at cost
Foreign Check Deposit	$10
Inactive Account (after 1 year)	$5/month
Insufficient Funds (check or electronic)	$30/item
Invalid Address/Returned Mail	$10
IRA Administration	$20/year
Legal Processing (garnishment, levy, restraint, etc.)	$100
Official Check (if not payable to member)	$2/item
Starter Checks (after first 12)	$3/sheet
Statement Copy – Electronic Copies (over 6 months worth)	$25
Statement Copy – Paper Copies (over 6 months worth)	$35
VISA Gift Card	$3/card
LOAN SERVICES
Late Payment	$30
Loan Payment Reversal (unless Credit Union error)	$20
Loan Processing Fee	$25
Loan Processing Fee (Home Equity/HELOC)	$100
Mortgage Discharge	at cost
Skip-a-Pay	$20
DEBIT CARD
Lost Debit Card (after 1st occurrence)	$10
Replacement Card Rush Order	$35
WIRE TRANSFERS
Domestic Outgoing (up to $200,000)	$20
Domestic Outgoing (over $200,000)	$30
Incoming	$3
International Outgoing	$50