In general, you will pay a 10% penalty tax on any taxable amounts you withdraw before age 59½ unless you qualify for a penalty tax exception. See the IRS’ website for more details on hardships, early withdrawals, and loans.
In general, you will pay a 10% penalty tax on any taxable amounts you withdraw before age 59½ unless you qualify for a penalty tax exception. See the IRS’ website for more details on hardships, early withdrawals, and loans.
Fee Schedule: Effective 2/1/2024
ACCOUNT SERVICES | |
Abandoned Property Processing Fee | $100 |
Account Closed for Abuse | $10 |
Account Closed within 90 Days of Opening | $25 |
Account Research (unless Credit Union error) | $25/hour |
ACH Revocation/Stop Payment | $30 |
Checks | cost of checks + shipping |
Check Copy |
$3/item |
Check Stop Payment/Void | $15/item or series |
Deposited Check Return | $30/item |
Foreign Check Collection | at cost |
Foreign Check Deposit | $10 |
Inactive Account (after 1 year) | $5/month |
Insufficient Funds (check or electronic) | $30/item |
Invalid Address/Returned Mail | $10 |
IRA Administration | $20/year |
Legal Processing (garnishment, levy, restraint, etc.) | $100 |
Official Check (if not payable to member) | $2/item |
Starter Checks (after first 12) | $3/sheet |
Statement Copy – Electronic Copies (over 6 months worth) | $25 |
Statement Copy – Paper Copies (over 6 months worth) | $35 |
VISA Gift Card | $3/card |
LOAN SERVICES | |
Late Payment | $30 |
Loan Payment Reversal (unless Credit Union error) | $20 |
Loan Processing Fee | $25 |
Loan Processing Fee (Home Equity/HELOC) | $100 |
Mortgage Discharge | at cost |
Skip-a-Pay | $20 |
DEBIT CARD | |
Lost Debit Card (after 1st occurrence) | $10 |
Replacement Card Rush Order | $35 |
WIRE TRANSFERS | |
Domestic Outgoing (up to $200,000) | $20 |
Domestic Outgoing (over $200,000) | $30 |
Incoming | $3 |
International Outgoing | $50 |
M – F | 9:00am – 4:00pm |
Phone: (315) 671-4000
Text Us: (315) 671-4000
Fax: (315) 671-4030
info@moneyfcu.org
Lost or Stolen VISA Credit Card?
Consumer (Personal) Credit Cards
1-800-558-3424
Business Credit Cards
1-866-552-8855
**The Supervisory Committee DOES NOT handle member accounts or inquiries.**
Do not email:
To contact Money Federal Credit Union’s Supervisory Committee, email super@moneyfcu.org.
To obtain the Supervisory Committee’s mailing address, please call the Credit Union at (315) 671-4000.
External Link Disclosure – By accessing the link below you will be leaving the Credit Union web site and entering a web site hosted by another party. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
E-Gift card is emailed directly to your recipient when we process your order
They can use it online anywhere VISA is accepted (cards cannot be used in person at physical stores)
$2 fee per card – lower than most physical gift cards!
Complete one form per recipient
Use their MOBILE number as this is needed during the card activation process