Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.
Your security is our priority. We've recently seen an increase in fraudulent calls and text messages to members with debit cards.

A legitimate call from our Fraud Department will only ask if you performed a certain transaction.
If unsure, hang up immediately and call us directly at (315) 671-4000 to verify the legitimacy of the call or text you received.
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  • About
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    • Checking Account

      Tired of high fees and service charges? Simplify your financial life. We offer an alternative to traditional banks. Our checking account saves you money and is easy to use anywhere.

    • Savings Account

      Savings accounts that fit your lifestyle. Choose from nine styles of interest-earning accounts to begin smart savings. Receive member benefits and see banking in a new, exciting, and profitable way.

    • Credit Union Loans

      We have competitive rates on all our loans. So, whether you’re clearing up debt, remodeling, vacationing, or just about anything else you use financing for, we have the perfect loan.

    • Kids Accounts

      Kids accounts are for ages 1-19. A kids account is the building block to learning good banking habits they’ll carry with them for life. Kids accounts enjoy fewer fees and educational benefits.

    • Business Account

      You have enough to think about with your business. Enjoy the simplicity of a business bank account with  Money FCU. We help your business grow without the traditional high fees and service charges.

    • Rates

      As a not-for-profit credit union, our members benefit from higher savings rates, lower loan rates, plus new products and services. Join our credit union family today for great rates and benefits.

  • Rates
  • Perks
  • Our Two Cents
  • FAQ
  • Contact
  • MY ACCOUNT
  • ATMs & BRANCHES
  • About
  • Services
    • Checking Account

      Tired of high fees and service charges? Simplify your financial life. We offer an alternative to traditional banks. Our checking account saves you money and is easy to use anywhere.

    • Savings Account

      Savings accounts that fit your lifestyle. Choose from nine styles of interest-earning accounts to begin smart savings. Receive member benefits and see banking in a new, exciting, and profitable way.

    • Credit Union Loans

      We have competitive rates on all our loans. So, whether you’re clearing up debt, remodeling, vacationing, or just about anything else you use financing for, we have the perfect loan.

    • Kids Accounts

      Kids accounts are for ages 1-19. A kids account is the building block to learning good banking habits they’ll carry with them for life. Kids accounts enjoy fewer fees and educational benefits.

    • Business Account

      You have enough to think about with your business. Enjoy the simplicity of a business bank account with  Money FCU. We help your business grow without the traditional high fees and service charges.

    • Rates

      As a not-for-profit credit union, our members benefit from higher savings rates, lower loan rates, plus new products and services. Join our credit union family today for great rates and benefits.

  • Rates
  • Perks
  • Our Two Cents
  • FAQ
  • Contact
  • MY ACCOUNT
  • ATMs & BRANCHES
  • About
  • Services
    • Checking Account

      Tired of high fees and service charges? Simplify your financial life. We offer an alternative to traditional banks. Our checking account saves you money and is easy to use anywhere.

    • Savings Account

      Savings accounts that fit your lifestyle. Choose from nine styles of interest-earning accounts to begin smart savings. Receive member benefits and see banking in a new, exciting, and profitable way.

    • Credit Union Loans

      We have competitive rates on all our loans. So, whether you’re clearing up debt, remodeling, vacationing, or just about anything else you use financing for, we have the perfect loan.

    • Kids Accounts

      Kids accounts are for ages 1-19. A kids account is the building block to learning good banking habits they’ll carry with them for life. Kids accounts enjoy fewer fees and educational benefits.

    • Business Account

      You have enough to think about with your business. Enjoy the simplicity of a business bank account with  Money FCU. We help your business grow without the traditional high fees and service charges.

    • Rates

      As a not-for-profit credit union, our members benefit from higher savings rates, lower loan rates, plus new products and services. Join our credit union family today for great rates and benefits.

  • Rates
  • Perks
  • Our Two Cents
  • FAQ
  • Contact
  • MY ACCOUNT
  • ATMs & BRANCHES

How much can I contribute to a Traditional IRA?

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How much can I contribute to a Traditional IRA?

Please visit the IRS’ website for current contribution limits.

Erica Volpe2023-10-24T15:16:10-04:00January 28th, 2021|Categories: IRA, Traditional IRA|

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Barclay Damon Building, Lobby Level • 125 E Jefferson St • Syracuse, NY 13202
Phone: (315) 671-4000 • Fax (315) 671-4030 • info@moneyfcu.org
federally insured by NCUA
Federally Insured by NCUA

If you are experiencing accessibility issues, please contact the Credit Union at (315) 671-4000

Routing Number 221382031 | Supervisory Committee | Fee Schedule | Privacy Policy | ©2021 Money Federal Credit Union
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Fee Schedule: Effective 2/1/2026

ACCOUNT SERVICES
Abandoned Property Processing Fee $100
Account Closed for Abuse $10
Account Closed within 90 Days of Opening $25
Account Research (unless Credit Union error) $25/hour
ACH Revocation/Stop Payment $30
Checks cost of checks + shipping
Check Copy $3/item
Check Stop Payment/Void $15/item or series
Foreign Check Collection at cost/item
Foreign Check Deposit $10/item
Inactive Account (after 1 year) $5/month
Insufficient Funds (check or electronic) $30/item
Invalid Address/Returned Mail $10
IRA Administration $25/year
Legal Processing (garnishment, levy, restraint, etc.) $100
Official Check (if not payable to member) $3/item
Starter Checks (after first 12) $3/sheet
Statement Copy – Electronic Copies (over 6 months worth) $25
Statement Copy – Paper Copies (over 6 months worth) $35
VISA Gift Card $4/card
LOAN SERVICES
Late Payment $30
Loan Payment Reversal (unless Credit Union error) $20
Loan Processing Fee $25
Loan Processing Fee (Home Equity Loan/Lines) $100
Mortgage Discharge at cost
Skip-a-Pay $25
DEBIT CARD
Lost Debit Card (after 2nd occurrence) $10
Lost Debit Card (after 3rd occurrence) $15
Replacement Card Rush Order $35
WIRE TRANSFERS
Domestic Outgoing (up to $100,000) $20
Domestic Outgoing (over $100,000) $20/$100K
Domestic Outgoing Template (up to $100K) $15
Incoming $3
International Outgoing $60

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**The Supervisory Committee DOES NOT handle member accounts or inquiries.**

Do not email:

  • Account related questions
  • Sensitive information
  • Savings or loan questions
  • General credit union inquiries

To contact Money Federal Credit Union’s Supervisory Committee, email super@moneyfcu.org.

To obtain the Supervisory Committee’s mailing address, please call the Credit Union at (315) 671-4000.

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  • If you lost, or someone has stolen your Money Debit Mastercard, please contact us at one of the following numbers as soon as possible to block transactions and order you a new card.

    Report a lost or stolen Money Debit Mastercard

    During regular business hours:
    (315) 671-4000

    After hours or on weekends/holidays:
    1-800-754-4128

  • If you lost, or someone has stolen your VISA Credit Card, please call one of the following numbers as soon as possible to block transactions and order you a new card.

    Report a lost or stolen VISA Credit Card

    Consumer (Personal) Credit Cards
    1-800-558-3424

    Business Credit Cards:
    1-866-552-8855

Hours of Operation
M – F 9:00am – 4:00pm
Come Visit Us

Barclay Damon Building, Lobby Level
125 E Jefferson St
Syracuse, NY 13202

Phone: (315) 671-4000
Text Us: (315) 671-4000
Fax: (315) 671-4030
info@moneyfcu.org

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Lost or Stolen Debit Card?
Call Us: (315) 671-4000
After Hours: 1-800-754-4128

Lost or Stolen VISA Credit Card?
Consumer (Personal) Credit Cards
1-800-558-3424

Business Credit Cards
1-866-552-8855

Our branch will be CLOSING at 2PM on Friday, April 3, in observance of Good Friday.
Our branch will be CLOSING at 2PM on Friday, April 3, in observance of Good Friday.
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