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Know how much you can afford. It’s essential to know how much you can afford when you’re out car shopping. To keep yourself within budget, you should stick to the 20/4/10 rule of car buying. This age-old car buying rule indicates you put down at least 20% of the car cost. Finance for no longer […]
Drowning in Debt? Start with Little Wins. Paying off credit cards can be a little like doing your taxes. You have no idea where all the money went and all you want is for the entire situation to be over. The problem is that, like the IRS, a lot of credit card debt won’t go […]
They’re only $30! If you’re like most people, you probably hear yourself or your family members throwing around phrases like that all the time, but the reality is that the value of something really depends on whether or not you can afford it. There are a lot of ways to assess how much something costs, […]
Did you know children as young as 3 can begin to understand how money works, including how important it is to save for a favorite toy? By the age of 7, most kids have already formed their basic money habits. Are your children savers, spenders, or, like many other kids, simply unaware of money’s importance? […]
Ah, summer! It’s the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops. But, just as you’re settling into the laid-back summer routine, retailers start rolling out their back-to-school displays that make your stomach churn. Supply lists. New clothing. Backpacks, jeans, laptops, and school […]
Dollar stores can be tremendous spending traps, but they can also be a great way to snag a bargain. It’s all in how you plan your visit. Before you start browsing… Everything is just a buck, you say. How can you possibly go wrong? Unfortunately, with that mindset, you might find yourself going way overboard […]
Q: I’m in the market for a new set of wheels, and the choices are making me dizzy. How do I decide which features to look for in a new car and which to skip? A: Shopping for a new car can be complicated—but it doesn’t have to be that way. With a bit of research […]
Since 1971, Memorial Day has been celebrated as an extended weekend away from work and the unofficial start of summer. More recently, Memorial Day has also turned into a second Black Friday for retailers and shoppers. There are loads of sale events in stores and online, and each guarantees to save you heaps of money. […]
You’ve finally finished scrubbing and purging your home from top to bottom in anticipation of spring. Now, with every surface, closet, and room sparkling clean, are you starting to see all the areas that could use a facelift? Maybe you want a complete kitchen makeover or you’re dreaming of a fresh coat of paint for […]
Spring is here! Time to roll up your sleeves and whip your home into shape. As always, MONEY Credit Union is here to help! Use this handy list of creative cleaning hacks to banish those dust bunnies without spending a fortune on organizers and cleaning solutions. Plus, you’ll be doing your part to help keep […]
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