In observance of Memorial Day, our office will be CLOSING AT 3PM on Friday, May 25 and CLOSED Monday, May 28.

Make Yourself at Home

Get competitive mortgage financing from a local lender. Whether you’re purchasing or refinancing, we want to help you find the perfect place to call home.

Rate Lock

Rate Lock for 60 Days

Mortgage Options

Conventional and Government Sponsored Loan Options

Secure Online Application

Secure Online Application

Low Interest Rates

Low Interest Rates and Closing Costs

We did our homework and are offering you the best rates

30 Year 4.125%
20 Year 4.000%
15 Year 3.875%
10 Year 3.875%

Competitive mortgage financing from the credit union you trust

In a complicated process like buying a home and getting a mortgage, you want a trusted partner to help you through it. Combine that with our competitive rates, and you're on the way to a smooth home-buying experience!

Whether you’re purchasing a new home or refinancing your current mortgage, we work closely with the OwnersChoice representatives to ensure you receive exceptional service and trusted advice.

MONEY Credit Union is proud to partner with OwnersChoice, a mortgage company that deals exclusively with credit unions. They understand us and our members.

Get pre-approved and lock in your rate for 60 days

No one wants to rush a big decision like buying a home. We understand it takes time. That's why we will guarantee your rate for 60 days while you find the perfect place to call home.

Getting pre-approved also lets you know what you can spend before you start looking, saving you time and energy that may have been wasted on houses outside your budget.

A pre-approval will also tell a seller and real estate agent that you're serious. They know you're ready and able to make the purchase offer. It increases your negotiating power since you'll jump to the head of the line if there are multiple offers.

*Mortgage services available in Connecticut, Delaware, Florida, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, and Vermont. Equal Housing Lender. Program, terms, rates, and conditions are subject to change or end without notice. Rates shown on OwnersChoice website do not reflect current promotional rates offered through MONEY Federal Credit Union.

Request a consultation with a mortgage expert today!

If you have questions or would like more information, you can request a consultation with a mortgage expert. Call: (315) 671-4000 or complete the form below.

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