The holiday season can be a stressful time of year, with shopping, traveling, and family gatherings. Let us help make your life a little easier by giving you the gift of a well-planned holiday budget. When you’re not stressing over money, you can enjoy your time with those you love.
Affordable Monthly Payments
Rate is 13% LOWER Than Average Credit Card
Gives You the Ability to Budget
Relives the Stress of Overspending
Why Consider a Holiday Loan?
The holiday season is upon us, which means more family gatherings, travel, shopping for gifts, and more. Instead of swiping your credit cards and paying for those purchases later at very high interest rates, a MONEY FCU Holiday Loan gives you the power to know what you can spend, stay within a budget, and save money in the long run.
A Holiday Loan Can Reduce Your Stress
If you know you tend to scramble at the last minute to finish all your holiday prepping, whether that's purchasing last minute gifts, paying for travel, or even unexpected expenses, a Holiday Loan can help you follow a budget and not stress when the January bills start coming in. A Holiday Loan prevents you from overspending, since you know your budget before the season begins.
We Can Help Make it Easier
The money from a Holiday Loan will help get you through the season, but we're here to make sure you can handle the payments before finalizing the loan. If your monthly budget can’t handle the additional amount, you may have to adjust your shopping or travel plans. We will help you work out the details so you can pay off your loan in a year (or less), and be ready for next year!
You'll Save Money
The national average rate for a credit card is 17% APR*. A MONEY FCU Holiday Loan allows you to borrow up to $2,000 at 3.99% APR. You could save hundreds of dollars in interest by not using credit cards this season! You will know your monthly payments before you even set foot in a store, making your holiday spending manageable and predictable.
Apply online today for your Holiday Loan or contact one of our Lending Specialists with additional questions. We can have you approved and the funds available within 1 business day. Have a financially stress-free holiday season!
*Subject to credit approval. No discounts apply. Programs, rates, terms, and conditions subject to change without notice. Ends 12/31/18. Maximum $2,000 per household. Maximum term of 12 months. National credit card rate average of 17.08% as of 10/30/18 according to creditcards.com.