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Holiday Loan

The holiday season can be a stressful time of year, especially financially. If you feel the crunch of holiday spending every January, a Holiday Loan can help!

Affordable Monthly Payments

A Holiday Loan is a budget-friendly way to pay for your holiday shopping and other expenses.

Low, Fixed Rate

Unlike credit cards, a Holiday Loan is a fixed rate so you’ll never be surprised by a sudden hike in interest rates.

A Clear End Date

Don’t get overwhelmed with never-ending credit card payments.
A Holiday Loan is closed-end,
which means you can pay it off in 12 months.

Why Should You Consider a Holiday Loan?

The holiday season is upon us, which means more family gatherings, travel, shopping for gifts, and more. Instead of swiping your credit cards and paying for those purchases later at very high interest rates, a Money FCU Holiday Loan gives you the power to know what you can spend, stay within a budget, and save money in the long run.

Credit Cards Don’t Have to be the Answer

The national average rate for a credit card is almost 16% APR*.

A Money FCU Holiday Loan allows you to borrow up to $2,000 at 2.99% APR. You could save hundreds of dollars in interest by NOT using credit cards this season!

You will know your monthly payments before you even set foot in a store, making your holiday spending manageable and predictable.

Don’t Stress!

If you tend to scramble at the last minute to finish all your holiday prepping, whether that’s purchasing last minute gifts, paying for travel, or even unexpected expenses, a Holiday Loan can help you follow a budget and not stress when the January bills start coming in.

We’re Here to Help

The money from a Holiday Loan will help get you through the season, but we’re here to make sure you can handle the payments before finalizing the loan. If your monthly budget can’t handle the additional amount, you may have to adjust your shopping or travel plans.

We will help you work out the details so you can pay off your loan in a year (or less), and be ready for next year!

Apply online today for your Holiday Loan or contact one of our Lending Specialists with additional questions. We can have you approved and the funds available within 1 business day. Have a financially stress-free holiday this year!

Call or chat with one of our specialists for more information or how to apply.

*Subject to credit approval. No discounts apply. Programs, rates, terms, and conditions subject to change without notice. Ends 12/31/20. Maximum $2,000 per household. Maximum term of 12 months. National credit card rate average of 16% as of 9/2/20 according to creditcards.com.

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