You’ve worked hard to create a place to call home. With Money Federal Credit Union, you can finance any home project without putting up
your home as collateral. Whether you have planned upgrades or unexpected repairs, our team can get you approved quickly so you can focus more on your dream, and less on the financing.
No Equity Required
Funds Available in
1 Business Day
No Closing Costs or Appraisals
Use for Any Home Improvement
What is a Home Enhancement loan?
A quick and easy loan that preserves your home equity. Maybe you don’t want to use the equity you have built up over the years, or you’re a recent buyer with little equity at the moment. This is a perfect loan for unexpected repairs or a planned upgrade.
Start your project sooner!
With a fast, one day turnaround time, you could get started on your project tomorrow. You don’t need to wait for an appraisal since this is NOT a home equity loan. It’s simple, just apply and we can have the funds available in one business day.
What can I finance with a Home Enhancement loan?
What needs to be done? You can install a new roof, fix or upgrade your furnace, remodel a bathroom, have that pool, or buy new furniture. We can help you with the financing.
We can provide the financing even if you’re taking the DIY route. All we need are the receipts for products or items you purchase. You might even be able to get project estimates from the home improvement store so you know how much money you need.
We can finance as little as $500 up to $30,000* with terms from 1-7 years*, giving you the flexibility to find the monthly payment you want.
Our fixed rate is as low as 6.50%*, which is lower than your average store credit card.
Want more information?
If you want more information, simply call one of our loan specialists at (315) 671-4000 and we'll be happy to go over terms, monthly payments, and more!
*Credit score determines rate. 0.25% Automatic Payment discount may apply. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Term of up to 60 months; estimated monthly payment of $19.00 per $1,000.00 borrowed. Must be a homeowner. 6 and 7 year terms available for credit-qualified buyers borrowing over $20,000; maximum amount of $30,000. Pool loan maximum amount is $20,000.