Auto Loans
New to you or new off the dealer’s lot, buying a car is exciting! With competitive rates and quick service, our team is available to help you. We can assist you to calculate payments, research vehicles, and more. Let us make the car buying process easier for you.
Lock Your Rate
for 90 Days
Warranty services from a leading industry partner
We combine our strength with IWS, a leading nationwide provider of credit union Vehicle Service Agreement programs. This partnership allows us to offer you many comprehensive and flexible warranty programs. Together, MONEY FCU and IWS help you protect your investment and relieve the pressure of unexpected repairs.
You can add a warranty at any time, whether your auto loan is financed with MONEY FCU or with another bank or credit union. Simply contact one of our loan specialists to discuss your options and pricing.
GAP coverage at an afforable price
If your vehicle is stolen or totaled in an accident, GAP will help make up the difference between the insurance settlement and what you may still owe on your loan. GAP helps you prepare for the unexpected.
Let's say you bought a new car for $20,000. You made a $2,000 down payment, so you financed $18,000. Two months later, you get into an accident and your car is totaled. Now, your car is valued by your insurance company at only $15,000. In those two months, you've made two car payments of $450 each—and you haven't made much of a dent in your principal. Now you owe a lot of money on a car that doesn't exist anymore. That's where GAP coverage kicks in, helping you to avoid paying out of pocket for a car that's been destroyed.
Pre-approval locks in your rate for 90 days.
Getting pre-approved gives you the time to shop for a car knowing your low rate is secured for 90 days.
We always encourage our members to do their homework before making a deal. Sometimes 0% isn’t the better option. Many times you lose incentives and rebates by taking that type of financing, essentially paying more in the end. Read our blog on how to increase your negotiating power when buying a car.
Whether you end up financing your auto loan with us or another lender, we still want to make sure you get the best deal. Our goal is to help you achieve your best financial life!
Discount insurance through Liberty Mutual
Being a member of MONEY Credit Union comes with some exclusive perks, like discount auto and home insurance through Liberty Mutual. You can get a free, no-obligation quote from our representative Cindy Payne.