Auto Loans

Whether it’s new, or new to you, getting a car is an exciting time! Our team is ready to help you get the best deal with competitive rates and quick service. We’re happy to help you calculate payments, find vehicle values, and more to make the car buying process as easy as possible.

Warranty services from a leading industry partner

We’ve partnered with IWS, a leading provider of Vehicle Service Agreement programs to credit unions nationwide. We’re able to offer you a variety of comprehensive and flexible warranty plans through IWS. You’ll drive away knowing your investment is protected and you don’t need to worry about unexpected repairs.

You can add a warranty at any time, even if your auto loan is financed with another bank or credit union. Simply contact one of our loan specialists to go over your options and pricing!

GAP coverage at an afforable price

If your vehicle is stolen or totaled in an accident, GAP will help cancel the difference between the insurance settlement and what you may still owe on your loan. GAP helps you prepare for the unexpected.

Let's say you bought a new car for $20,000. You made a $2,000 down payment, so you financed $18,000. A few months later, you get into an accident and your car is totaled. Now, your car is valued by your insurance company at only $15,000. In those two months, you've made two car payments of $450 each—and you haven't made much of a dent in your principal. Now you owe a lot of money on a car that doesn't exist anymore. That's where GAP coverage would kick in, helping you to avoid paying out of pocket for a car that's been destroyed.

Get pre-approved and lock in your rate for 90 days

Getting pre-approved gives you the time to shop for a car knowing your low rate is secured for 90 days. We always encourage our members to do their homework before making a deal. Sometimes 0% isn’t the better option. Many times you lose incentives and rebates by taking that type of financing, essentially paying more in the end. Read our blog on how to increase your negotiating power when buying a car.

Whether you end up financing your auto loan with us or another lender, we still want to make sure you get the best deal. Our goal is to help you achieve your best financial life!

Discount insurance through Liberty Mutual

Being a member of MONEY Credit Union comes with some exclusive perks, like discount auto and home insurance through Liberty Mutual. You can get a free, no-obligation quote from our representative Cindy Payne.

You are now exiting the page.

External Link Disclosure – By accessing the link below you will be leaving the Credit Union web site and entering a web site hosted by another party. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.

We’re on social media!