About Us

Family isn’t always determined by your last name. It’s the people who want you to succeed; the ones who accept you for who you are. This is your credit union family. It’s where you belong!

We See Finances Differently

We believe in our members. We work for them, not stockholders. Money Federal Credit Union is not-for-profit, which means any money we make is put back into making this a better place to bank.

Credit unions were built on the philosophy of "people helping people", and that's at the core of how we run our business. It's about people, not profits.

Who Is Eligible To Open an Account?

Anyone who lives, works, or attends school in our local region (Onondaga, Oswego, Cayuga, or Madison County) is eligible for membership. You would also be eligible if you have a business or other legal entity located in the above-mentioned counties, or if an immediate family member already has an account with us. You can open an account online, or print an application and return it to us with a copy of your valid driver's license. It only takes $5 to open your account. Join our credit union family today!

Founded in 1976, Growing to the Future

Money Federal Credit Union was founded by Mutual of New York Life Insurance Company (MONY) employees. Originally established as an alternative to the high costs of a commercial bank, we have grown to now serve members from all over the world. We currently have members in almost all 50 states! Do you think we can get all 50 one day? Challenge accepted.

Benefits of Joining Money Federal Credit Union

“Once a member, always a member.” Your account can stay here for life, even if you move away. Because we have members in almost every state, we know about “long distance relationships”. Our customer service is a strength, especially if you don’t necessarily need to visit a branch. When you contact us, you always speak or chat with a live person; one of our team members.

What's the Difference Between a Credit Union and a Bank?

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