About

Join the Money FCU family where we work with you to improve your financial life. Our headquarters is in downtown Syracuse but we can serve you anywhere. We’re better together!

We See Finances Differently

Our not-for-profit credit union serves members, not stockholders. Earnings after operating expenses allows our members to benefit from higher savings rates and lower loan rates, plus new products and services.

Who Is Eligible To Open an Account?

Almost anyone in our local region (Onondaga, Oswego, Cayuga, or Madison County) is eligible. You can live, work, or attend school here. Your business or other legal entity is located here. Or an immediate family member already has an account. Contact us, open an account online, or print an application and return it to us with a copy of your driver’s license. It only takes $5 to open your account. Join today.

Founded in 1976, Growing to the Future

Money Federal Credit Union was founded by Mutual of New York Life Insurance Company (MONY) employees. Originally an alternative to the high costs of a commercial bank, we have grown to now serve members from all over the world.

Benefits of Joining MONEY Federal Credit Union

“Once a member, always a member.” Your account can stay here for life, even if you move away. Because we have members in almost every state, we know about “long distance relationships”. Our customer service is a strength, especially if you don’t necessarily need to visit a branch. When you contact us directly, you always speak with a live person.

What's the Difference Between a Credit Union and a Bank?

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