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Current Rates

Auto Loans (as low as)
APR: 1.99%*

Money Market (as high as)
APY: 0.75%

Term Share Certificates

(as high as)
Rate 1.50% APY: 1.51%

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*Other discounts may apply.


6-Month Certificate Special at 1.26% APY*

This special won't last long, so open a Certificate today and grab this great rate!

*Not eligible for Royal rate incentive

Insurance Discounts

Get exclusive auto and home insurance discounts! Obtain a no-obligation, free quote, or contact our representative, Cindy Payne, at (315) 468-4000.

Protect Your Card

Turn your debit card on and off, get alerts, set spending limits, and more, all in REAL-TIME, with CardNav. Download the app that lets you determine how, when, and where your card is used.








(315) 671-4000  Routing Number: 221382031
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