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Current Rates

Auto Loans (as low as)
APR: 1.99%*

Money Market (as high as)
APY: 0.75%

Term Share Certificates

(as high as)
Rate 1.50% APY: 1.51%

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*Other discounts may apply.


100 Madison Street

Syracuse, NY 13202

Phone: (315) 671-4000

Fax: (315) 671-4030

Email: info@moneyfcu.org

Hours of Operation

Monday         9:00 AM - 4:00 PM

Tuesday        9:00 AM - 4:00 PM

Wednesday  9:00 AM - 3:30 PM

Thursday       9:00 AM - 4:00 PM

Friday            9:00 AM - 4:00 PM

We offer an After Hours Deposit in the slot next to the ATM.

Want later or weekend hours? Find a Shared Branch with extended hours! These are other Credit Unions where you can make deposits and withdrawals to your MONEY FCU account. You just need your member number and photo ID. Transactions must be done with a teller.

Office Location

We are located in downtown Syracuse in the lobby-level, glass concourse between AXA Tower 1 and 2.  You can find parking on any of the surrounding streets, or the garage underneath the towers.  There are two entrances to the garage, on Harrison St and Montgomery St. We will reimburse you for parking if you use the garage.

Credit Union Shared Branches

What is a Shared Branch? Watch this video to find out how to use one.

You can access your account from one of over 5,500 credit union locations across the country! You just need your MONEY FCU member number and a valid photo ID to make deposits, withdrawals,

account inquiries and more! Find one near you or your destination at www.co-opsharedbranch.org

Download MONEY FCU's smartphone app to find Shared Branch and ATM locations on the go!

Telephone Transaction Line

Local: (315) 671-5020

Toll-Free: 1-888-388-5828

OwnersChoice Mortgages:



Local: (315) 437-8614

Toll-Free: 800-342-4998

Report Lost/Stolen Debit MasterCard:

During Credit Union business hours: (315) 671-4000
After hours or on weekends/holidays: 1-888-241-2510

Report Lost/Stolen VISA Credit Card:
Consumer Cards: 1-800-558-3424
Business Cards: 1-866-552-8855

Supervisory Committee:

**The Supervisory Committee does NOT handle account inquiries. Please direct any account inquiries or issues to the Credit Union at (315) 671-4000, or send an email through the secure message center within your online banking account.

Chairperson, Supervisory Committee
MONEY Federal Credit Union
100 Madison Street
Syracuse, NY 13202


(315) 671-4000  Routing Number: 221382031
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