Annual Percentage Rates (APR) subject to change at any time.
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ROYAL MEMBERS DISCOUNT If you have had an account with us for at least three years and have three or more products beyond a regular savings, consider yourself Royal and TAKE 0.25% OFF any fixed rate loan!
ACH AUTOMATIC PAYMENT DISCOUNT Take 0.25% OFF your rate if you opt to pay your loan automatically with an ACH automatic payment.
Excludes home equity, mortgages, overdraft line of credit, credit builder and credit cards.
New Auto Loans3 2014/2015 MODEL YEAR
|Used Auto Loans3 2005-2013 MODEL YEARS|
|6 Year 2009-2013 only||2.24%|
|Motorcycle Loans3 2005-2014/2015 MODEL YEARS|
|6 Year 2009-2014/2015 only||5.00%|
|1 - 10 year terms||View rates|
Available in Central New York and surrounding areas.
We pay $250 of the closing costs!
|Loan (Fixed rate) No discounts apply||4.25%|
|Line of Credit - What You Should Know About HELOC||4.50%|
|Contact our CUC Mortgage representative Debbie Miller at (315) 437-8614 or email@example.com||
Available in NY, NJ, CT, VT, PA and NH
|Private Student Loan|
|Intended to fill the funding gap federal aid can leave. A certified private student loan is a line of credit for undergraduate education, allowing you to apply just once, then make multiple draws over the course of your education.||
*No new applications accepted at this time*
|1 Year||2 Years||3 Years||4 Years||5 Years|
Home Improvement3 No discounts apply. Must be homeowner.
|Overdraft Line of Credit||9.75%|
|Credit Builder (details)||3.25%|
|Visa Credit Card||More Information|
Effective October 1, 2014
Annual Percentage Yields (APY) subject to change at any time.
ROYAL MEMBERS get extra incentives on Term Share Certificate rates! If you have had an account with us for at least three years and have three or more products beyond a regular savings, consider yourself Royal and add .25% to any Term Share Certificate rate!
|Regular Share Savings - open online!||0.10%||0.10%|
|Holiday, Vacation and U-Name It Savings||0.10%||0.10%|
|Teen and Kids Savings||0.10%||0.10%|
|MONEY Market Savings $2,500 - $9,999||0.15%||0.15%|
|MONEY Market Savings $10,000 - $24,999||0.15%||0.15%|
|MONEY Market Savings $25,000 - $74,999||0.20%||0.20%|
|MONEY Market Savings $75,000 and above||0.25%||0.25%|
Term Share Certificate2
|Individual Retirement Account (IRA)||Rate||APY|
|IRA Savings (Traditional, Roth & Coverdell ESA)||0.15%||0.15%|
|12 Month IRA Term Share Certificate||0.30%||0.30%|
|24 Month IRA Term Share Certificate||0.50%||0.50%|
|36 Month IRA Term Share Certificate||0.75%||0.75%|
|48 Month IRA Term Share Certificate||1.00%||1.01%|
|60 Month IRA Term Share Certificate||1.25%||1.26%|
1 Minimum balance to earn dividends in regular savings: $100; club (Holiday, Vacation, U-Name It, Teen and Kids Club) $0; MONEY Market: $2,500.
2 Fixed rate - early withdrawal penalty may apply - fees may reduce earnings. $500 minimum deposit.
3 Annual Percentage Rate (APR) subject to change after review of credit report. Credit score determines rate. Maximum terms for auto and motorcycle loans: 2 years for 2005-2006, 4 years for 2007-2008, 6 years for 2009-2013. Maximum terms for RV loan: 3 years for 2005-2006, 5 years for 2007-2008, 7 years for 2009-2013.