Home About Us Services Rates Contact Us

Click above to login or enroll


Apply for a Loan

Apply for a Credit Card
Open an Account

Find an ATM

Find a Shared Branch

Student Loans
Debit MasterCard
Member Discounts

Reorder Checks



Current Rates

Auto Loans (as low as)
APR: 2.74%*

Money Market (as high as)
APY: 0.75%

Term Share Certificates

(as high as)
Rate 1.75% APY: 1.76%

Loan Calculator

Savings Calculator


*Other discounts may apply.

Become a Member

A Different Financial Institution

Watch our "What is a Credit Union?" video!

MONEY Federal Credit Union is a not-for-profit, member-owned, and democratically operated financial institution dedicated to satisfying the many financial needs of our members. Unlike banks that are strictly profit-driven, we return excess earnings to our members in the form of lower interest rates for loans, higher yields on investment and savings accounts, and through the addition of new financial products and services.

Founded in 1976
MONEY Federal Credit Union was founded in 1976 by Mutual of New York Life Insurance Company (MONY) employees who wanted an alternative to the high costs at commercial institutions. We now serve more than 4,000 members from all over the world.

Who Is Eligible To Open an Account?

  • Any person who lives, works, or attends school in Onondaga, Oswego, Cayuga or Madison County
  • If you have an immediate family member who already has an account with MONEY FCU
  • Businesses or other legal entities located in any of the counties mentioned above

If you're interested in opening an account, you can open one online, or print an application and return it to us with a copy of your driver's license and $5.

Benefits of Becoming Part of MONEY Federal Credit Union
"Once a member, always a member".  Keep your account for life, even if you leave the area. We have over 5,500 Shared Branch locations across the United States where you can access your account!

Great pricing, personal service, low rates on loans, high yields on savings, and low or no fees!

(315) 671-4000  Routing Number: 221382031
Federally Insured by NCUA   Privacy Policy   Fee Schedule

©2010 - 2017 Money Federal Credit Union
Home | About Us | Services | Rates | Contact Us